McLean County property record for 34 Cross Creek Ct, Downs, IL 61736
| Property Type | Single Family Home |
|---|---|
| Details | 1,627 sqft · built 2017 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on File |
| Last Sale | $41,000 (Dec 2015) |
| Tax Bill | $8,495 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-04-377-008 |
| Primary APN | 29-04-377-008 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,627 sqft Living Area |
| 1st Floor Area | 1,627 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 28,314 sqft (0.65 acres) |
| Street Address | 34 CROSS CREEK CT |
|---|---|
| City | DOWNS |
| State | IL |
| Zip | 61736-7803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROSS CREEK PLAZA PHASE 1 2ND ADD LOT 31 |
| Legal Subdivision | CROSS CREEK |
| Legal Lot Number | 31 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | DOWNS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 5402 |
34 Cross Creek Ct is owned and occupied by an individual who bought it in December 2015.
Source: McLean County records, as of April 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34 CROSS CREEK CT, DOWNS, IL 61736-7803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST |
| Apr 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2015 · Amount on File |
| Deed Sale | Dec 16, 2015 · Amount on File |
| Deed Document Number | 201523502 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 34 CROSS CREEK CT, DOWNS, IL 61736-7803 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100007006 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021-00007006 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 34 CROSS CREEK CT, DOWNS, IL 61736-7803 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700005965 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 2017-00005965 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Downs Township |
| Municipality | Downs Village |
| Unified School District | Tri-Valley Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $109,066 Land $19,885 Building $89,181 | $327,198 Land $59,655 Building $267,543 | |
| 2024 | $8,495.00 (+13.74%) | ||
| 2023 | $7,469.00 | $90,689 Land $16,534 Building $74,155 | $272,067 Land $49,602 Building $222,465 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Cross Creek Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Cross Creek Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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