McLean County property record for 32 Cross Creek Ct, Downs, IL 61736
| Property Type | Single Family Home |
|---|---|
| Details | 1,848 sqft · built 2016 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $43,500 (Aug 2016) |
| Tax Bill | $11,252 (2024) |
| Deeds & Mortgages | Feb 2017 Mortgage May 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-04-377-007 |
| Primary APN | 29-04-377-007 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,848 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 30,056 sqft (0.69 acres) |
| Street Address | 32 CROSS CREEK CT |
|---|---|
| City | DOWNS |
| State | IL |
| Zip | 61736-7803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROSS CREEK PLAZA PHASE 1 2ND ADD LOT 32 |
| Legal Subdivision | CROSS CREEK |
| Legal Lot Number | 32 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | DOWNS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 5402 |
32 Cross Creek Ct is owned and occupied by two individuals who bought it in August 2016.
Source: McLean County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 CROSS CREEK CT, DOWNS, IL 61736-7803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS NATIONAL BANK |
| May 20, 2020 | Deed of Trust, Mortgage · Line of Credit INB NATIONAL ASSOCIATION |
| Apr 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INB NATIONAL ASSOCIATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2016 · Amount on File |
| Deed Sale | Aug 23, 2016 · Amount on File |
| Deed Document Number | 201615814 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 32 CROSS CREEK CT, DOWNS, IL 61736-7803 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201700002621 |
|---|---|
| Date | Feb 9, 2017 |
| Instrument | 2017-00002621 |
| Name | ILLINOIS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 32 CROSS CREEK CT, DOWNS, IL 61736-7803 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000008889 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 2020-00008889 |
| Name | INB NATIONAL ASSOCIATION |
|---|---|
| Address | SPRINGFIELD, IL 62701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 12, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 32 CROSS CREEK CT, DOWNS, IL 61736-7803 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000005820 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 2020-00005820 |
| Name | INB NATIONAL ASSOCIATION |
|---|---|
| Type | Non-Lending Institution |
| Address | SPRINGFIELD, IL 62701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 1, 2045 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Downs Township |
| Municipality | Downs Village |
| Unified School District | Tri-Valley Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $142,353 Land $21,335 Building $121,018 | $427,059 Land $64,005 Building $363,054 | |
| 2024 | $11,252.00 (+13.54%) | ||
| 2023 | $9,910.00 | $118,368 Land $17,740 Building $100,628 | $355,104 Land $53,220 Building $301,884 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Cross Creek Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Cross Creek Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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