34 Central St, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 34 Central St, Ipswich, MA 01938

Property Summary

Property TypeCondominium
Details36 bd · 9 ba · 7,510 sqft · built 1900
Owner2 Company Names on Record
Tax Bill$11,666 (2025)
Deeds & MortgagesApr 2021 Refinance
Flood ZoneZone X (minimal risk)
APNIPSW M:42A B:0229 L:B

Property Details

APN / Parcel Number

Primary APNIPSW M:42A B:0229 L:B
Alternative APN
  • 4205

Interior

Bedrooms36 Beds
Full Baths9 Baths
Total Rooms45 Rooms
Units9 Units
Stories3 Stories
Building Area7,510 sqft Living Area
Gross Area9,718 sqft
Basement Area2,208 sqft
Unfinished Basement2,208 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeFlat
Roof MaterialOther

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number4205
Street Address34 CENTRAL ST
CityIPSWICH
StateMA
Zip01938-1956
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeB
Legal Block229
Legal Lot NumberB
JurisdictionIPSWICH MA
Township / Civil DivisionIPSWICH
Census Block Group1
Census Block1020
Census Tract223200

Owner

Source: Essex County and Ipswich Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address14825 59TH AVE N, MINNEAPOLIS, MN 55446-3746
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address34 CENTRAL ST, IPSWICH, MA 01938-1956
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039744-519
DateApr 7, 2021
Book Page39744/519
Instrument20210407004840
Lender
NameSALEM FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionIpswich Town
Unified School DistrictIpswich School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,666.00 (-1.71%)$1,046,300 (+0.32%) Building $1,046,300$1,276,420
2024$11,869.00 (+8.16%)$1,043,000 (+16.24%) Building $1,043,000
2023$10,974.00$897,300 Building $897,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims7 (1991–2010)
Claims Outside the SFHA5 of 7
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIPSWICH DPU WATER DEPT
serves 13,138 people · EPA ID MA3144000
Water SourceSurface water
Last State InspectionJul 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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