Essex County and Ipswich Town property record for 24 Central St, Ipswich, MA 01938
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 13 bd · 9 ba · 12,746 sqft · built 1890 |
| Lot Size | 0.136 acres (5,920 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,850,000 (Dec 2020) |
| Tax Bill | $20,713 (2025) |
| Deeds & Mortgages | Jan 2022 Construction Loan Jan 2022 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | IPSW M:42A B:0221 L:0 |
| Primary APN | IPSW M:42A B:0221 L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 13 Beds |
|---|---|
| Full Baths | 9 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 25 Rooms |
| Units | 12 Units |
| Stories | 4 Stories |
| Building Area | 12,746 sqft Total Area |
| Gross Area | 15,966 sqft |
| Basement Area | 3,086 sqft |
| Unfinished Basement | 3,086 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,920 sqft (0.136 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 4195 |
|---|---|
| Street Address | 24 CENTRAL ST |
| City | IPSWICH |
| State | MA |
| Zip | 01938-1912 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | CB |
| Legal Block | 221 |
| Jurisdiction | IPSWICH MA |
| Township / Civil Division | IPSWICH |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 223200 |
24 Central St, a commercial property, is owned by a company that acquired it in January 2022.
Source: Essex County and Ipswich Town records, as of July 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 27 WATER ST, WAKEFIELD, MA 01880-3032 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Construction Mortgage LOWELL FIVE CENTS SAVINGS BANK |
| Jan 27, 2022 | Deed of Trust, Mortgage · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK |
| Jun 27, 2025 | Deed of Trust, Mortgage GCCG LENDING LLC |
| Feb 20, 2026 | Quit Claim Deed, Transfer NORTHERN BANK & T CO |
| Jun 27, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Feb 8, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jan 20, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jun 16, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Dec 11, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENTERPRISE BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on File |
| Deed Sale | Dec 11, 2020 · Amount on File |
| Prior Sale | Dec 31, 2010 · Amount on File |
| Deed Book / Page | 39286 / 163 |
| Last Transfer Date | Jan 5, 2022 |
| Transfer Doc | 041006-293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 24 CENTRAL ST, IPSWICH, MA 01938-1912 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040686-204 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 40686/204 |
| Instrument | 20220127003050 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 24 CENTRAL ST, IPSWICH, MA 01938-1912 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040686-171 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 40686/171 |
| Instrument | 20220127003030 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 24 CENTRAL ST, IPSWICH, MA 01938-1912 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042799-298 |
|---|---|
| Date | Jun 27, 2025 |
| Book Page | 42799/298 |
| Instrument | 20250627002410 |
| Name | GCCG LENDING LLC |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Feb 20, 2026 |
| Property Address | 24 CENTRAL ST, IPSWICH, MA 01938-1912 |
| Document Number | 043235-505 |
| Book / Page | 43235 / 505 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 1530 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 WATER ST, WAKEFIELD, MA 01880-3032 |
| Document Number | 043235-507 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 43235/507 |
| Instrument | 20260220001540 |
| Name | NORTHERN BANK & T CO |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Jun 27, 2025 |
| Property Address | 24 CENTRAL ST, IPSWICH, MA 01938-1912 |
| Document Number | 042799-284 |
| Book / Page | 42799 / 284 |
| Instrument Date | Jun 24, 2025 |
| Instrument | 20250627002310 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 WATER ST, WAKEFIELD, MA 01880-3032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Feb 8, 2022 |
| Property Address | 24 CENTRAL ST, IPSWICH, MA 01938-1912 |
| Document Number | 040712-155 |
| Book / Page | 40712 / 155 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 20220208002000 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 1ST ST, MELROSE, MA 02176-4027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Jan 20, 2022 |
| Property Address | 24 CENTRAL ST, IPSWICH, MA 01938-1912 |
| Document Number | 040668-106 |
| Book / Page | 40668 / 106 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 20220120000670 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 WATER ST, WAKEFIELD, MA 01880-3032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Jun 16, 2022 |
| Property Address | 24 CENTRAL ST, IPSWICH, MA 01938-1912 |
| Document Number | 041006-293 |
| Book / Page | 41006 / 293 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 20220616003250 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 WATER ST, WAKEFIELD, MA 01880-3032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Dec 11, 2020 |
| Property Address | 24 CENTRAL ST, IPSWICH, MA 01938-1912 |
| Document Number | 39286-163 |
| Book / Page | 39286 / 163 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 20201211006670 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 1ST ST, MELROSE, MA 02176-4027 |
| Document Number | 201211006680 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 201211006680 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 24 Central St was $20,713, down 0.2% from the year before.
Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Ipswich Town |
| Unified School District | Ipswich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,713.00 (-0.19%) | $1,857,700 (+1.87%) Land $522,700 Building $1,335,000 | $2,238,295 |
| 2024 | $20,753.00 (-0.71%) | $1,823,600 (+6.7%) Land $284,600 Building $1,539,000 | |
| 2023 | $20,902.00 | $1,709,100 Land $262,700 Building $1,446,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Central St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 7 (1991–2010) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24 Central St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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