31 Central Ave, Granite Falls, NC 28630 Property Records

Caldwell County property record for 31 Central Ave, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,064 sqft · built 1999
Lot Size	0.589 acres (25,650 sqft)
Owner	2 Individual Names on File
Last Sale	$168,000 (Aug 2024)
Tax Bill	$853 (2026)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 20 2 15`

Property Details

APN / Parcel Number

Primary APN	`08 20 2 15`
Alternative APNs	`142109` `181246`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,064 sqft Heated Area
Gross Area	1,176 sqft
1st Floor Area	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,650 sqft (0.589 acres)
Lot Dimensions	150 ft deep x 171 ft wide
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	181246
Street Address	31 CENTRAL AVE
City	GRANITE FALLS
State	NC
Zip	28630-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1849 PG 1620 YR 2014 ST 0.00
Legal Subdivision	EUGENIA PAYNE LAND
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2001
Census Tract	31402

Owner

31 Central Ave is owned and occupied by two individuals who bought it in August 2024.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 CENTRAL AVE, GRANITE FALLS, NC 28630-1819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2024 · Amount on File
Deed Sale	Aug 16, 2024 · Amount on File
Prior Sale	Feb 16, 1999 · Amount on File
Deed Document Number	202410098758
Deed Book / Page	2115 / 2125
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	31 CENTRAL AVE, GRANITE FALLS, NC 28630-1819
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CENTRAL AVE, GRANITE FALLS, NC 28630-1819

Mortgage

Document Number	0021480019
Date	Oct 22, 2025
Book Page	2148/19
Instrument	10112147

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	1600 S DOUGLASS RD STE 110, ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	287 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 31 Central Ave was $853, down 6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$853.00 (-5.95%)	$179,100 (+0.11%) Land $12,900 Building $166,200
2025	$907.00	$178,900 Land $12,900 Building $166,000	$179,100 Land $12,900 Building $166,200
2023		$105,800 (-) Land $12,900 Building $92,900	$105,800 (-) Land $12,900 Building $92,900
2022	$670.00	$105,800 Land $12,900 Building $92,900	$105,800 Land $12,900 Building $92,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20