34 Breakers Ln, Ridgeland, MS 39157 Property Records

Madison County property record for 34 Breakers Ln, Ridgeland, MS 39157

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 1,453 sqft · built 1980
Lot Size	0.021 acres (920 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Apr 2012)
Tax Bill	$3,125 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072H-27C-012`

Property Details

APN / Parcel Number

Primary APN	`072H-27C-012`
Alternative APNs	`072H-27C-012/00.00` `15617`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,453 sqft Adjusted Area
Gross Area	755 sqft
1st Floor Area	755 sqft
2nd Floor Area	704 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	920 sqft (0.021 acres)
Deck Area	60 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	15617
Street Address	34 BREAKERS LN
City	RIDGELAND
State	MS
Zip	39157-1101
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 34 THE BREAKERS PART 3 LEASEHOLD
Legal Range	02E
Legal Township	07N
Legal Section	27
Legal Subdivision	BREAKERS PH 3
Legal Lot Number	34
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1006
Census Tract	30107

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34 BREAKERS LN, RIDGELAND, MS 39157-1101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage BANKFIRST FIN'L SVCS
Apr 26, 2017	Deed of Trust, Mortgage RIVERHILLS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2012 · Amount on Record
Deed Sale	Apr 9, 2012 · Amount on Record
Prior Sale	Feb 7, 2011
Deed Document Number	2012670466
Deed Book / Page	2775 / 835
Prior Transfer Date	Apr 5, 2012
Prior Transfer Doc	2780/018
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	34 BREAKERS LN, RIDGELAND, MS 39157-1101
Document Number	0000908037
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 GOLDEN POND DR MADISON MS 391104501, MADISON, MS 39110-4501

Mortgage

Document Number	0000908037
Date	Oct 16, 2020
Book Page	003930/000655
Instrument	908037

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	34 BREAKERS LN, RIDGELAND, MS 39157-1101
Document Number	0000812950
Book / Page	003480 / 000549
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 BREAKERS LN RIDGELAND MS 391571101, RIDGELAND, MS 39157-1101

Mortgage

Document Number	0000812950
Date	May 22, 2017
Book Page	003480/000549
Instrument	812950

Lender

Name	RIVERHILLS BK NA
Type	Bank
Address	MADISON, MS 39110

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 21, 2032

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,125.00	$29,006 (+2.83%)	$193,370 (+2.83%) Land $92,950 Building $100,420
2024	$3,125.00 (+2.83%)
2023	$3,039.00	$28,208	$188,050 Land $92,950 Building $95,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	23 units insured incl. 10 condo units
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

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