33 Breakers Ln, Ridgeland, MS 39157 Property Records

Madison County property record for 33 Breakers Ln, Ridgeland, MS 39157

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,884 sqft · built 1980
Owner	Individual Name on File
Tax Bill	$3,811 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072H-27C-011`

Property Details

APN / Parcel Number

Primary APN	`072H-27C-011`
Alternative APNs	`072H-27C-011/00.00` `15616`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,884 sqft Adjusted Area
1st Floor Area	969 sqft
2nd Floor Area	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Deck Area	78 sqft
Patio Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	15616
Old Parcel Number	072H-27C-011/00.00
Street Address	33 BREAKERS LN
City	RIDGELAND
State	MS
Zip	39157-1101
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 33 THE BREAKERS PART 3 LEASE
Legal Range	02E
Legal Township	07N
Legal Section	27
Legal Subdivision	BREAKERS PH 3
Legal Lot Number	33
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1006
Census Tract	30107

Owner

33 Breakers Ln, a condominium, is owned by an individual who acquired it in March 2017.

Source: Madison County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 811, NEWTON, MS 39345-0811
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Deed of Trust, Mortgage CITIZENS NAT'L BK/MERIDIAN
Apr 5, 2017	Warranty Deed, Transfer TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2017
Deed Sale	Mar 13, 2017
Deed Document Number	0003453954
Deed Book / Page	2536 / 346
Prior Transfer Date	May 14, 2010
Prior Transfer Doc	618771
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	33 BREAKERS LN, RIDGELAND, MS 39157-1101
Document Number	0000883033
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 811 NEWTON MS 393450811, NEWTON, MS 39345-0811

Mortgage

Document Number	0000883033
Date	Jan 9, 2020
Book Page	003806/000528
Instrument	883033

Lender

Name	CITIZENS NAT'L BK/MERIDIAN
Type	Bank
Address	MERIDIAN, MS 39301

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 8, 2030

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Apr 5, 2017
Property Address	33 BREAKERS LN, RIDGELAND, MS 39157-1101
Document Number	0000810016
Book / Page	003463 / 000733
Instrument Date	Apr 30, 2017
Instrument	810016
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 MISTY CV MADISON MS 391107621, MADISON, MS 39110-7621

Mortgage

Document Number	810017
Date	Apr 5, 2017
Book Page	003463/000735
Instrument	810017

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 33 Breakers Ln was $3,811.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,811.00	$35,367	$235,780 Land $110,760 Building $125,020
2024	$3,811.00 (+2.31%)
2023	$3,725.00	$34,568	$230,450 Land $110,760 Building $119,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Breakers Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	23 units insured incl. 10 condo units
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Breakers Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

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