34 Birch Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 34 Birch Rd, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details1,420 sqft
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$184,000 (Feb 2024)
Tax Bill$933 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Jul 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN296-15-00-045

Property Details

APN / Parcel Number

Primary APN296-15-00-045
Alternative APNs
  • 0296 15 00 0450
  • 45730

Interior

Stories1 Story
Building Area1,420 sqft Gross Area

Exterior

Exterior MaterialVinyl
Lot Area20,038 sqft (0.46 acres)
PorchPorch
Porch Area120 sqft
Deck Area112 sqft

Location & Zoning

Account Number45730
Street Address34 BIRCH RD
CityLUGOFF
StateSC
Zip29078-9413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionLOT 29
Legal SubdivisionPLAT PREPARED FOR JASON AND TRACIE RABON
Legal Lot Number29
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1000
Census Tract970402

Owner

Source: Kershaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address34 BIRCH RD, LUGOFF, SC 29078-9413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2024Warranty Deed, Transfer · Conventional Mortgage
SYNOVUS BANK
Jul 15, 2020Loan Modification, Mortgage · Conventional with PMI
CALIBER HM LOANS
Jun 7, 2017Grant Deed, Transfer · FHA Mortgage
FIRST CMNTY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2024 · Amount on Record
Deed SaleFeb 21, 2024 · Amount on Record
Prior SaleJun 7, 2017 · Amount on Record
Deed Document Number20241349
Deed Book / Page5091 / 280
Prior Transfer DateAug 27, 2020
Prior Transfer Doc0000007766
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKERSHAW SC
Recording DateFeb 21, 2024
Property Address34 BIRCH RD, LUGOFF, SC 29078-9413
Document Number0020241349
Book / Page5091 / 280
Map ReferenceMB B105 PG 1B
Instrument DateFeb 20, 2024
Instrument2024-1349
Transaction TypeTransfer
Record UpdatedMar 1, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$478.40
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 BIRCH RD, LUGOFF, SC 29078-9413

Mortgage

Document Number0020241350
DateFeb 21, 2024
Instrument2024-1350
Lender
NameSYNOVUS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKERSHAW SC
Property Address34 BIRCH RD, LUGOFF, SC 29078-9413
Document Number0000008041
Instrument DateJul 15, 2020
Transaction TypeMortgage
Record UpdatedSep 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 BIRCH RD LUGOFF SC 290789413, LUGOFF, SC 29078-9413

Mortgage

Document Number0000008041
DateSep 2, 2020
Book Page004294/000109
Instrument8041
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressOKLAHOMA CITY, OK 73134
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateJun 7, 2017
Property Address34 BIRCH RD, LUGOFF, SC 29078-9413
Document Number0000004628
Book / Page003705 / 000210
Instrument DateJun 5, 2017
Instrument4628
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$437.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address34 BIRCH RD LUGOFF SC 290789413, LUGOFF, SC 29078-9413

Mortgage

Document Number4629
DateJun 7, 2017
Book Page003705/000212
Instrument4629
Lender
NameFIRST CMNTY BK
TypeBank
AddressLEXINGTON, SC 29072
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 6, 2047

Mortgage

Document Number4630,
DateJun 7, 2017
Book Page003705/000226
Instrument4630
Lender
NameFIRST CMNTY BK
TypeBank
AddressLEXINGTON, SC 29072
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$933.00 (-0.53%)$184,000 (+55.01%) Land $20,000 Building $164,000$184,000 (+55.01%)
2023$938.00$118,700 Land $20,000 Building $98,700$118,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
TruVista Communications
Cable · Fiber in parts of the area
500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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