28 Birch Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 28 Birch Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	1,465 sqft · built 2003
Owner	2 Individual Names on File
Last Sale	$100,000 (Oct 2017)
Tax Bill	$898 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`296-15-00-044`

Property Details

APN / Parcel Number

Primary APN	`296-15-00-044`
Alternative APNs	`0296 15 00 0440` `45181`

Interior

Stories	1 Story
Building Area	1,465 sqft Gross Area
Gross Area	1,176 sqft

Exterior

Year Built	Built 2003
Exterior Material	Vinyl
Porch	Porch
Porch Area	128 sqft
Deck Area	136 sqft

Location & Zoning

Account Number	45181
Old Parcel Number	0296 15 00 0440
Street Address	28 BIRCH RD
City	LUGOFF
State	SC
Zip	29078-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 28
Legal Lot Number	28
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1000
Census Tract	970402

Owner

28 Birch Rd is owned and occupied by two individuals who bought it in October 2017.

Source: Kershaw County records, as of November 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	28 BIRCH RD, LUGOFF, SC 29078-9413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2017 · Amount on File
Deed Sale	Oct 25, 2017 · Amount on File
Prior Sale	Dec 15, 2010 · Amount on File
Deed Document Number	0000377062
Deed Book / Page	3770 / 62
Record Updated	Jun 8, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Oct 25, 2017
Property Address	28 BIRCH RD, LUGOFF, SC 29078-9413
Document Number	0000008642
Book / Page	003770 / 000062
Instrument Date	Oct 25, 2017
Instrument	8642
Transaction Type	Transfer
Record Updated	Nov 13, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 BIRCH RD LUGOFF SC 290789413, LUGOFF, SC 29078-9413

Mortgage

Document Number	8643
Date	Oct 25, 2017
Book Page	003770/000064
Instrument	8643

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 28 Birch Rd was $898.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$898.00	$112,900 Land $14,000 Building $98,900	$112,900
2023	$902.00	$112,900 Land $14,000 Building $98,900	$112,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Birch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Birch Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20