34 Billys Way, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 34 Billys Way, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,760 sqft · built 2006
Lot Size	2.39 acres (104,108 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Apr 2005)
Tax Bill	$20,393 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372603 38.18-1-53`

Property Details

APN / Parcel Number

Primary APN	`372603 38.18-1-53`
Alternative APNs	`260303801800010530000000` `036350`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,760 sqft Living Area
Gross Area	4,336 sqft
1st Floor Area	1,880 sqft
2nd Floor Area	1,880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	104,108 sqft (2.39 acres)
Lot Width	25 ft Width
View / Lot	Lake Front
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	036350
Street Address	34 BILLYS WAY
City	COLD SPRING
State	NY
Zip	10516-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	SUBDIVISION PLAT OF CLUAIN MOR ESTATES
Legal Block	1
Legal Lot Number	53.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	1
Census Block	1009
Census Tract	10700

Owner

34 Billys Way is owned and occupied by two individuals who bought it in April 2005.

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 BILLYS WAY, NELSONVILLE, NY 10516-1018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jul 13, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2005 · Amount on File
Deed Sale	Apr 21, 2005 · Amount on File
Deed Book / Page	1702 / 392
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	34 BILLYS WAY, COLD SPRING, NY 10516-1018
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	ASHFORD ABSTRACT CORPORATION, ASHFORD ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 BILLYS WAY, COLD SPRING, NY 10516-1018

Mortgage

Document Number	0076300252
Date	Apr 19, 2022
Book Page	7630/252
Instrument	3867-2022

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Feb 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	34 BILLYS WAY, COLD SPRING, NY 10516-1018
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	ASHFORD ABSTRACT CORPORATION, ASHFORD ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 BILLYS WAY, COLD SPRING, NY 10516-1018

Mortgage

Document Number	0076300229
Date	Apr 19, 2022
Book Page	7630/229
Instrument	3866-2022

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Feb 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	34 BILLYS WAY, COLD SPRING, NY 10516-1018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067320340
Date	Jul 13, 2017
Book Page	6732/340
Instrument	1602216

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Nelsonville Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$354,000 Land $86,400 Building $267,600	$1,154,222
2024	$20,393.00
2023		$354,000 (-) Land $86,400 Building $267,600	$1,005,111 (+11.73%) Land $245,315 Building $759,796
2022		$354,000 Land $86,400 Building $267,600	$899,619 Land $219,568 Building $680,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Billys Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1999–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Billys Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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