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34 Avery Dr, Valparaiso, FL 32580 Property Records

Okaloosa County property record for 34 Avery Dr, Valparaiso, FL 32580

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,401 sqft · built 2006
Lot Size0.027 acres (1,169 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Mar 2006)
Tax Bill$3,419 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APNC56-000-963-6851-9

Property Details

APN / Parcel Number

Primary APNC56-000-963-6851-9
Alternative APNs
  • 01-1S-23-1000-0000-0170
  • 23S101100000000170

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,401 sqft Living Area
Gross Area1,735 sqft
1st Floor Area656 sqft
Upper Floors Area745 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area1,169 sqft (0.027 acres)
Garage TypeAttached
Garage Area294 sqft
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address34 AVERY DR
CityVALPARAISO
StateFL
Zip32580-1771
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARONDOLET T/H LOT 17
Legal Range23W
Legal Township01S
Legal Section01
Legal SubdivisionCARONDOLET T/H
Legal Lot Number17
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1013
Census Tract21200

Owner

Source: Okaloosa County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address726 SILVERLEAF DR, DAYTON, OH 45431-2946
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Warranty Deed, Transfer · VA Mortgage
UNIVERSITY LENDING GROUP LLC
Aug 5, 2020Quit Claim Deed
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2006 · Amount on Record
Deed SaleMar 17, 2006 · Amount on Record
Deed Document Number20062312779
Deed Book / Page2694 / 4195
Last Transfer DateJul 27, 2020
Transfer Doc0034804772
Record UpdatedJun 8, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 8, 2021
Property Address34 AVERY DR, VALPARAISO, FL 32580-1771
Document Number0035234742
Book / Page3523 / 4742
Map ReferenceMB 23 PG 10
Instrument DateFeb 1, 2021
Instrument3428137
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyBRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,554.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2007 BAYSHORE DR, 2007, NICEVILLE, FL 32578-3673

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 AVERY DR, VALPARAISO, FL 32580-1771

Mortgage

Document Number0035234744
DateFeb 8, 2021
Instrument3523/4744
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

August 2020: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateAug 5, 2020
Property Address34 AVERY DR, VALPARAISO, FL 32580-1771
Document Number0034804772
Book / Page003480 / 004772
Instrument DateJul 27, 2020
Instrument3379267
Record UpdatedSep 3, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2007 BAYSHORE DR NICEVILLE FL 325783673, NICEVILLE, FL 32578-3673

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityValparaiso City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,419.00 (+50.82%)$229,791 (+12.97%) Land $35,350 Building $194,441$229,791 (+1.33%) Land $35,350 Building $194,441
2023$2,267.00 (+3.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$203,413 (+3%)$226,770 (+14.83%) Land $35,350 Building $191,420
2022$2,199.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$197,488 Land $35,350 Building $162,138$197,488 Land $35,350 Building $162,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VALPARAISO
serves 5,722 people · EPA ID FL1460149
Water SourceGroundwater
Last State InspectionJan 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area		1,000 / 35
City of Valparaiso
Cable		300 / 25

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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