34 Annette Ave, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 34 Annette Ave, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,158 sqft · built 1970
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$244,000 (Mar 2003)
Tax Bill$12,262 (2024)
Deeds & MortgagesSep 2023 Mortgage
Feb 2022 Refinance
+ 4 more
Flood ZoneZone X (minimal risk)
APN473489 134.-4-79.1

Property Details

APN / Parcel Number

Primary APN473489 134.-4-79.1
Alternative APNs
  • 0800-134.00-04.00-079.001
  • 0800134000400079000
  • 47340044467

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,158 sqft Living Area
Gross Area2,263 sqft
1st Floor Area1,187 sqft
2nd Floor Area971 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2014
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area12,197 sqft (0.28 acres)

Exterior Amenities

PorchCovered Porch
Porch Area105 sqft
Shed1 Shed
Shed Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address34 ANNETTE AVE
CitySMITHTOWN
StateNY
Zip11787-5708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4-158976 TC-68 *20 LOTS 33 & 34 & 3BIRCHCROFT COLONY BLK A
Legal SubdivisionMAP BIRCHCROFT COLONY
Legal Block4
Legal Lot Number79
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group3
Census Block3012
Census Tract135306

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address34 ANNETTE AVE, SMITHTOWN, NY 11787-5708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2023Deed of Trust, Mortgage · VA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Feb 23, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
SECRETARY HOUSING URBAN DEVELOPMENT
Feb 23, 2022Deed of Trust, Mortgage · Loan Modification
CARRINGTON MORTGAGE SERVICES LLC
Jun 15, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
SECRETARY HOUSING URBAN DEVELOPMENT
Apr 13, 2018Loan Modification, Mortgage · Conventional with PMI
CARRINGTON MTG SVCS
Apr 13, 2018Loan Modification, Mortgage · Conventional with PMI
CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2003 · Amount on Record
Deed SaleMar 25, 2003 · Amount on Record
Deed Book / Page12242 / 183
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address34 ANNETTE AVE, SMITHTOWN, NY 11787-5708
Transaction TypeMortgage
Record UpdatedMar 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235390780
DateSep 28, 2023
Book Page23539/780
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term325 Months
DueOct 1, 2050

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address34 ANNETTE AVE, SMITHTOWN, NY 11787-5708
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233840473
DateFeb 23, 2022
Book Page23384/473
InstrumentDM066692
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueMar 1, 2051

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address34 ANNETTE AVE, SMITHTOWN, NY 11787-5708
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233840472
DateFeb 23, 2022
Book Page23384/472
InstrumentDM066691
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeLoan Modification
AmountAmount Recorded

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address34 ANNETTE AVE, SMITHTOWN, NY 11787-5708
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyWEBTITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0229350164
DateJun 15, 2018
Book Page22935/164
Instrument18-0110407
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueJul 1, 2047

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUFFOLK NY
Property Address34 ANNETTE AVE, SMITHTOWN, NY 11787-5708
Document Number0229370196
Instrument DateApr 13, 2018
Transaction TypeMortgage
Record UpdatedJul 23, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 ANNETTE AVE SMITHTOWN NY 117875708, SMITHTOWN, NY 11787-5708

Mortgage

Document Number0229370196
DateJun 25, 2018
Book Page022937/000196
Lender
NameCARRINGTON MTG SVCS
Address3600 S DOUGLASS RD # 200A, ANAHEIM, CA 92806
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 24, 2048
Interest
Rate4.25%

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUFFOLK NY
Property Address34 ANNETTE AVE, SMITHTOWN, NY 11787-5708
Document Number0229370248
Instrument DateApr 13, 2018
Transaction TypeMortgage
Record UpdatedJul 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 ANNETTE AVE SMITHTOWN NY 117875708, SMITHTOWN, NY 11787-5708

Mortgage

Document Number0229370248
DateJun 25, 2018
Book Page022937/000248
Lender
NameCARRINGTON MTG SVCS
Address1600 S DOUGLASS RD # 200A, ANAHEIM, CA 92806-5948
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 24, 2048
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,697 (-) Land $160 Building $4,537$587,125 (+10,774.7%) Land $20,000 Building $567,125
2024$12,262.00
2023$4,697 Land $160 Building $4,537$5,399 Land $184 Building $5,215

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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