Suffolk County and Smithtown Town property record for 28 Annette Ave, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,249 sqft · built 1932 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Mar 2017) |
| Tax Bill | $9,586 (2024) |
| Deeds & Mortgages | Feb 2021 Refinance Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 134.-4-77.1 |
| Primary APN | 473489 134.-4-77.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,249 sqft Living Area |
| Gross Area | 1,715 sqft |
| 1st Floor Area | 749 sqft |
| 2nd Floor Area | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 150 ft deep x 85 ft wide |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 70 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 28 ANNETTE AVE |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-5708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BIRCHCROFT COLONY BLK A MLOTS 42-THRU 45 & P/0 46 |
| Legal Block | 4 |
| Legal Lot Number | 77 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 135306 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 ANNETTE AVE, SMITHTOWN, NY 11787-5708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK |
| Mar 13, 2017 | Grant Deed, Transfer · Conventional with PMI FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2017 · Amount on Record |
| Deed Sale | Mar 13, 2017 · Amount on Record |
| Prior Sale | Aug 2, 2000 · Amount on Record |
| Deed Book / Page | 12904 / 397 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 28 ANNETTE AVE, SMITHTOWN, NY 11787-5708 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232320897 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 23232/897 |
| Instrument | DL054926 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Mar 13, 2017 |
| Property Address | 28 ANNETTE AVE, SMITHTOWN, NY 11787-5708 |
| Document Number | 0129040397 |
| Book / Page | 012904 / 000397 |
| Instrument Date | Feb 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2018 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 WASHINGTON DR CENTERPORT NY 117211816, CENTERPORT, NY 11721-1816 |
| Document Number | 227970807 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 022797/000807 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2047 |
| Document Number | 227970808, |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 022797/000808 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Amount | Amount Recorded |
|---|
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,625 (-) Land $130 Building $3,495 | $453,125 (+10,776.74%) Land $16,250 Building $436,875 | |
| 2024 | $9,586.00 | ||
| 2023 | $3,625 Land $130 Building $3,495 | $4,166 Land $149 Building $4,017 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures