33W981 Army Trail Rd, Wayne, IL 60184 Property Records

Kane County property record for 33W981 Army Trail Rd, Wayne, IL 60184

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,657 sqft · built 1950
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$539,500 (Oct 2020)
Tax Bill	$17,152 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-13-100-026`

Property Details

APN / Parcel Number

Primary APN	`09-13-100-026`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,657 sqft Living Area
1st Floor Area	3,657 sqft
Basement Area	1,310 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1974
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	196,020 sqft
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area
Stable	Stable

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	33W981 ARMY TRAIL RD
City	WAYNE
State	IL
Zip	60184-2056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT
Legal Block	2
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2052
Census Tract	852001

Owner

Source: Kane County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33W981 ARMY TRAIL RD, WAYNE, IL 60184-2056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 8, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	Feb 28, 2002 · Amount on Record
Deed Document Number	202059627
Prior Transfer Date	Apr 15, 2020
Prior Transfer Doc	0000036824
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Sep 16, 2026
Property Address	33W981 ARMY TRAIL RD, WAYNE, IL 60184-2056
Document Number	0000040183
Instrument Date	Sep 11, 2026
Instrument	202640183
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33W981 ARMY TRAIL RD, WAYNE, IL 60184-2056

Mortgage

Document Number	0000040183,
Date	Sep 16, 2026
Instrument	202640183

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	33W981 ARMY TRAIL RD, WAYNE, IL 60184-2056
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006943
Date	Jan 27, 2021
Instrument	2021K006943

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

Interest

Rate	2.99%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 8, 2020
Property Address	33W981 ARMY TRAIL RD, WAYNE, IL 60184-2056
Document Number	0000059627
Instrument Date	Jul 21, 2020
Instrument	2020K059627
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	33W981 ARMY TRAIL RD, WAYNE, IL 60184-2056

Mortgage

Document Number	0000059628
Date	Oct 8, 2020
Instrument	2020K059628

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	418 Months
Due	Aug 1, 2055

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jul 9, 2020
Property Address	33W981 ARMY TRAIL RD, WAYNE, IL 60184-2056
Document Number	0000036824
Instrument Date	Apr 15, 2020
Instrument	36824
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1133 ROMONA RD ST CHARLES IL 60174, ST CHARLES, IL 60174

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	Wayne Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,152.00 (+4.82%) Homeowner's exemption	$241,567 (+8.53%) Land $120,642 Building $120,925	$724,991 (+8.53%) Land $362,071 Building $362,920
2024		$222,581 (+12.84%) Land $111,160 Building $111,421	$668,010 (+12.88%) Land $333,613 Building $334,397
2022	$16,363.00 (+5.6%) Homeowner's exemption	$197,257 (+4.91%) Land $111,968 Building $85,289	$591,771 (+4.91%) Land $335,904 Building $255,867
2021	$15,495.00 Homeowner's exemption	$188,025 Land $106,728 Building $81,297	$564,075 Land $320,184 Building $243,891

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

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