33W949 Army Trail Rd, Wayne, IL 60184 Property Records

Kane County property record for 33W949 Army Trail Rd, Wayne, IL 60184

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 5,701 sqft · built 2008
Lot Size	3.56 acres (155,074 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Feb 2022)
Tax Bill	$22,233 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-13-100-027`

Property Details

APN / Parcel Number

Primary APN	`09-13-100-027`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,701 sqft Living Area
Basement Area	1,786 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	155,074 sqft (3.56 acres)
Garage Type	Attached
Garage Area	1,400 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	33W949 ARMY TRAIL RD
City	WAYNE
State	IL
Zip	60184-2056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 001-WAYNEL
Legal Block	2
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2052
Census Tract	852001

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33W949 ARMY TRAIL RD, WAYNE, IL 60184-2056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Feb 23, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 29, 2021	Warranty Deed, Transfer · Line of Credit TOWNER REAL ESTATE FUND I LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	Oct 29, 2021 · Amount on Record
Deed Document Number	202210636
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	33W949 ARMY TRAIL RD, WAYNE, IL 60184-2056
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007737
Date	Mar 8, 2024
Instrument	2024K007737

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly
Min Rate At Change	4.25%
Max Rate	18%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 23, 2022
Property Address	33W949 ARMY TRAIL RD, WAYNE, IL 60184-2056
Document Number	0000010636
Instrument Date	Jan 17, 2022
Instrument	2022K010636
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	CHICAGO TITLE SW, CHICAGO TITLE ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	33W949 AMY TRAIL RD, WAYNE, IL 60184-2056

Mortgage

Document Number	0000010637
Date	Feb 23, 2022
Instrument	2022K010637

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.99%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 29, 2021
Property Address	33W949 ARMY TRAIL RD, WAYNE, IL 60184-2056
Document Number	0000081951
Instrument Date	Oct 5, 2021
Instrument	2021K081951
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	33W949 ARMY TRAIL RD, WAYNE, IL 60184-2056

Mortgage

Document Number	0000081952
Date	Oct 29, 2021
Instrument	2021K081952

Lender

Name	TOWNER REAL ESTATE FUND I LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	Wayne Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,233.00 (+4.51%) Homeowner's exemption
2024		$286,332 (+12.44%) Land $92,801 Building $193,531	$859,340 (+12.49%) Land $278,514 Building $580,825
2022	$21,273.00 Homeowner's exemption	$254,642 (+18.09%) Land $93,578 Building $161,064	$763,926 (+18.09%) Land $280,734 Building $483,192
2021		$215,632 Land $89,198 Building $126,434	$646,896 Land $267,594 Building $379,302

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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