33W646 White Thorne Rd, Wayne, IL 60184 Property Records

Kane County property record for 33W646 White Thorne Rd, Wayne, IL 60184

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 8,506 sqft · built 1994
Lot Size	4.53 acres (197,762 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Jun 2019)
Tax Bill	$34,050 (2025)
Deeds & Mortgages	Jun 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`09-13-300-043`

Property Details

APN / Parcel Number

Primary APN	`09-13-300-043`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	8,506 sqft Living Area
Basement Area	2,330 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	197,762 sqft
Garage Type	Attached
Garage Area	1,107 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	33W646 WHITE THORNE RD
City	WAYNE
State	IL
Zip	60184-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 ASSESSMENT MAP 16 UNIT 4
Legal Subdivision	DUNHAMS INC
Legal Block	2
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2060
Census Tract	852001

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33W646 WHITE THORNE RD, WAYNE, IL 60184-2228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Prior Sale	Aug 7, 1996 · Amount on Record
Deed Document Number	201922785
Prior Transfer Date	Apr 19, 2019
Prior Transfer Doc	0000022785
Record Updated	Oct 29, 2026

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Jun 4, 2019
Property Address	33W646 WHITE THORNE RD, WAYNE, IL 60184-2228
Document Number	0000022785
Map Reference	MAP 16
Instrument Date	Apr 19, 2019
Instrument	2019K022785
Transaction Type	Foreclosure
Record Updated	Jul 27, 2021
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	33W646 WHITE THORNE RD, WAYNE, IL 60184-2228

Mortgage

Document Number	0000022786
Date	Jun 4, 2019
Instrument	2019K022786

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.1%
Type Change Date	May 1, 2034
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.1%
Index	1-Year LIBOR
Max Rate	9.1%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	Wayne Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34,050.00 (+52.34%) Homeowner's exemption	$471,666 (+8.53%) Land $121,240 Building $350,426	$1,415,564 (+8.53%) Land $363,866 Building $1,051,699
2024		$434,595 (+62.62%) Land $111,711 Building $322,884	$1,304,307 (+62.68%) Land $335,267 Building $969,040
2022	$22,352.00 (-23.3%) Homeowner's exemption	$267,253 (-23.28%) Land $112,515 Building $154,738	$801,759 (-23.28%) Land $337,545 Building $464,214
2021	$29,142.00 Homeowner's exemption	$348,338 Land $107,249 Building $241,089	$1,045,014 Land $321,747 Building $723,267

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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