33W571 White Thorne Rd, Wayne, IL 60184 Property Records

Kane County property record for 33W571 White Thorne Rd, Wayne, IL 60184

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 7,808 sqft · built 2004
Lot Size	4.43 acres (193,406 sqft)
Owner	2 Individual Names on File
Last Sale	$1,159,000 (Feb 2021)
Tax Bill	$31,830 (2025)
Deeds & Mortgages	Feb 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`09-13-300-019`

Property Details

APN / Parcel Number

Primary APN	`09-13-300-019`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	7,808 sqft Living Area
Basement Area	3,122 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	193,406 sqft
Garage Type	Attached
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	33W571 WHITE THORNE RD
City	WAYNE
State	IL
Zip	60184-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 ASSESSMENT PLAT 16
Legal Subdivision	DUNHAMS INC
Legal Block	2
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2062
Census Tract	852001

Owner

33W571 White Thorne Rd is owned and occupied by two individuals who bought it in February 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33W571 WHITE THORNE RD, WAYNE, IL 60184-2225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Prior Sale	Jan 20, 2000 · Amount on File
Deed Document Number	20219762
Prior Transfer Date	Jan 11, 2021
Prior Transfer Doc	0000009762
Record Updated	Oct 29, 2026

February 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Feb 5, 2021
Property Address	33W571 WHITE THORNE RD, WAYNE, IL 60184-2225
Document Number	0000009762
Instrument Date	Jan 11, 2021
Instrument	2021K009762
Transaction Type	Foreclosure
Record Updated	Aug 29, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,159.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	33W571 WHITE THORNE RD, WAYNE, IL 60184-2225

Mortgage

Document Number	0000009763
Date	Feb 5, 2021
Instrument	2021K009763

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	7.87%

Tax Assessment & Valuation

The 2025 property tax bill for 33W571 White Thorne Rd was $31,830 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,830.00 Homeowner's exemption	$472,596 (+8.53%) Land $107,619 Building $364,977	$1,418,355 (+8.53%) Land $322,986 Building $1,095,369
2024		$435,452 Land $99,161 Building $336,291	$1,306,879 Land $297,602 Building $1,009,277
2022	$31,551.00 (+7.07%) Homeowner's exemption	$400,874 (+4.91%) Land $100,082 Building $300,792	$1,202,622 (+4.91%) Land $300,246 Building $902,376
2021	$29,468.00 Homeowner's exemption	$382,112 Land $95,398 Building $286,714	$1,146,336 Land $286,194 Building $860,142

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 33W571 White Thorne Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33W571 White Thorne Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20