3399 Emerald Dr, Saint Paul, MN 55110 Property Records

Ramsey County property record for 3399 Emerald Dr, Saint Paul, MN 55110

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,260 sqft · built 1962
Lot Size0.209 acres (9,120 sqft)
OwnerCompany Name on Record
Last Sale$445,000 (Oct 2022)
Tax Bill$4,242 (2024)
Deeds & MortgagesJul 2022 Sale
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36-30-22-23-0057

Property Details

APN / Parcel Number

Primary APN36-30-22-23-0057
Alternative APNs
  • 8166875
  • 193776

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area1,260 sqft
Basement Area625 sqft
Finished Basement625 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeWood
Roof TypeShed Roof
Lot Area9,120 sqft (0.209 acres)
Lot Dimensions114 ft deep x 80 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number193776
Street Address3399 EMERALD DR
CitySAINT PAUL
StateMN
Zip55110-5533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGOLF VIEW HEIGHTS NO. 2 LOT 6 BLK 8
Legal Range22
Legal Township30
Legal Section36
Legal SubdivisionGOLF VIEW HEIGHTS NO. 2
Legal Block8
Legal Lot Number6
JurisdictionRAMSEY MN
Township / Civil DivisionWHITE BEAR LAKE
Census Block Group3
Census Block3015
Census Tract40402

Owner

Source: Ramsey County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3399 EMERALD DR, SAINT PAUL, MN 55110-5533
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Warranty Deed, Transfer
REALTECH TITLE LLC
Aug 23, 2019Warranty Deed, Transfer · Conventional with PMI
BELL BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2022 · Amount on Record
Deed SaleOct 5, 2022 · Amount on Record
Prior SaleJul 13, 2022 · Amount on Record
Deed Document Number20222742354
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJul 13, 2022
Property Address3399 EMERALD DR, WHITE BEAR LAKE, MN 55110-5533
Document Number0T02736350
Instrument DateJul 5, 2022
InstrumentT02736350
Transaction TypeTransfer
Record UpdatedJan 2, 2023
Title CompanyREALTECH TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,056.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
InvestorPossibly a Property Investor

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateAug 23, 2019
Property Address3399 EMERALD DR, WHITE BEAR LAKE, MN 55110-5533
Document Number0002645831
Instrument DateAug 16, 2019
Instrument2645831
Transaction TypeTransfer
Record UpdatedSep 9, 2019
Title CompanyLEGACY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$810.90
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3399 EMERALD DR WHITE BEAR LAKE MN 551105533, WHITE BEAR LAKE, MN 55110-5533

Mortgage

Document Number2645832
DateAug 23, 2019
Instrument2645832
Lender
NameBELL BK
AddressFARGO, ND 58103
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 22, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityWhite Bear Lake City
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$354,100 (+11.14%) Land $75,200 Building $278,900$354,100 (+11.14%) Land $75,200 Building $278,900
2024$4,242.00 (+11.46%)
2023$3,806.00 Homeowner's exemption$318,600 Land $75,200 Building $243,400$318,600 Land $75,200 Building $243,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Bear Lake
serves 25,634 people · EPA ID MN1620024
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

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