Ramsey County property record for 3384 Emerald Dr, Saint Paul, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,144 sqft · built 1961 |
| Lot Size | 0.308 acres (13,416 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (May 2025) |
| Tax Bill | $3,758 (2024) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Oct 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-30-22-23-0094 |
| Primary APN | 36-30-22-23-0094 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 525 sqft |
| Finished Basement | 525 sqft |
| Game Room | Game Room |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Asbestos |
| Lot Area | 13,416 sqft (0.308 acres) |
| Lot Dimensions | 129 ft deep x 104 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 176581 |
|---|---|
| Street Address | 3384 EMERALD DR |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-5529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOLF VIEW HEIGHTS NO. 2 LOT 14 BLK 9 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 36 |
| Legal Subdivision | GOLF VIEW HEIGHTS NO. 2 |
| Legal Block | 9 |
| Legal Lot Number | 14 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 40402 |
Source: Ramsey County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3384 EMERALD DR, SAINT PAUL, MN 55110-5529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA |
| Oct 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Sep 12, 2023 | Re-recorded Document TITLE WERKS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2025 · Amount on Record |
| Deed Sale | May 28, 2025 · Amount on Record |
| Prior Sale | Sep 12, 2023 · Amount on Record |
| Deed Document Number | 20252795097 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 12, 2023 |
| Property Address | 3384 EMERALD DR, WHITE BEAR LAKE, MN 55110-5529 |
| Document Number | 0T02760901 |
| Instrument Date | Aug 30, 2023 |
| Instrument | T02760901 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3384 EMERALD DR, WHITE BEAR LAKE, MN 55110-5529 |
| Document Number | 0T02760902 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | T02760902 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 31, 2017 |
| Property Address | 3384 EMERALD DR, WHITE BEAR LAKE, MN 55110-5529 |
| Document Number | 0004683885 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 4683885 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2017 |
| Title Company | TITLE WERKS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $754.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3384 EMERALD DR WHITE BEAR LAKE MN 551105529, WHITE BEAR LAKE, MN 55110-5529 |
| Document Number | 4683886 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 4683886 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2047 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 12, 2023 |
| Property Address | 3384 EMERALD DR, WHITE BEAR LAKE, MN 55110-5529 |
| Document Number | 0T02760900 |
| Instrument Date | Oct 25, 2017 |
| Instrument | T02760900 |
| Record Updated | Sep 20, 2023 |
| Title Company | TITLE WERKS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $732.60 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3384 EMERALD DR, WHITE BEAR LAKE, MN 55110-5529 |
Source: Ramsey County assessment roll, as of July 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $370,400 (+26.94%) Land $94,200 Building $276,200 | $370,400 (+26.94%) Land $94,200 Building $276,200 | |
| 2024 | $3,758.00 (+5.27%) | ||
| 2023 | $3,570.00 Homeowner's exemption | $291,800 Land $94,200 Building $197,600 | $291,800 Land $94,200 Building $197,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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