La Crosse County property record for 3381 Emerald Valley Dr, Onalaska, WI 54650
| Property Type | Other Improved |
|---|---|
| Lot Size | 1.9 acres (82,808 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Sep 2022) |
| Tax Bill | $18,175 (2025) |
| Deeds & Mortgages | May 2024 Construction Loan May 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-006221-000 |
| Primary APN | 018-006221-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 82,808 sqft (1.9 acres) |
|---|
| Account Number | 64147 |
|---|---|
| Old Parcel Number | 18 6221 0 |
| Street Address | 3381 EMERALD VALLEY DR |
| City | ONALASKA |
| State | WI |
| Zip | 54650-8746 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | 3RD ADDN TO COUNTRY CLUB EST LOT 85 |
| Legal Range | 07 |
| Legal Township | 16 |
| Legal Section | 02 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SE |
| Legal Subdivision | 3RD ADD TO COUNTRY CLUB ESTATE |
| Legal Lot Number | 85 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 10401 |
3381 Emerald Valley Dr is owned by an individual who bought it in September 2022.
Source: La Crosse County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1004 OAK TIMBER DR, ONALASKA, WI 54650-4503 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2024 | Deed of Trust, Mortgage · Construction Mortgage COULEE BANK |
| May 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CROSS COUNTRY MORTGAGE |
| Sep 12, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage WNB FINANCIAL NA |
| Sep 17, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2022 · Amount on File |
| Deed Sale | Sep 12, 2022 · Amount on File |
| Prior Sale | Sep 17, 2021 · Amount on File |
| Deed Document Number | 1799424 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 3381 EMERALD VALLEY DR, ONALASKA, WI 54650-8746 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001819712 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 1819712 |
| Name | COULEE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 3381 EMERALD VALLEY DR, ONALASKA, WI 54650-8746 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001833343 |
|---|---|
| Date | May 9, 2025 |
| Instrument | 1833343 |
| Name | CROSS COUNTRY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2020 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Sep 12, 2022 |
| Property Address | 3381 EMERALD VALLEY DR, ONALASKA, WI 54650-8746 |
| Document Number | 0001799424 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 1799424 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Title Company | CARRIAGE HSE TITLE, CARRIAGE HOUSE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001799425 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 1799425 |
| Name | WNB FINANCIAL NA |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 37 Months |
| Due | Oct 1, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Sep 17, 2021 |
| Property Address | 3381 EMERALD VALLEY DR, ONALASKA, WI 54650-8746 |
| Document Number | 0001780937 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 1780937 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $359.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9437 ELLSWORTH RD, TOMAH, WI 54660-4245 |
The 2025 property tax bill for 3381 Emerald Valley Dr was $18,175.
Source: La Crosse County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | Onalaska City |
| Unified School District | Onalaska School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,175.00 | $1,315,700 Land $139,000 Building $1,176,700 | $1,330,900 |
| 2023 | $2,507.00 | $148,500 Land $148,500 | $148,500 Land $148,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3381 Emerald Valley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3381 Emerald Valley Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
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