Livingston County property record for 3394 Cigna Ln, Howell, MI 48843
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,620 sqft · built 1995 |
| Lot Size | 1.66 acres (72,310 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,236 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-100-015 |
| Primary APN | 09-23-100-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 72,310 sqft (1.66 acres) |
| Porch | Porch |
| Porch Area | 288 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3394 CIGNA LN |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48843-7641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | SEC 23 T2N R3E COM W 1/4 COR, TH S89*E 1648.92 FT, TH N 478.16 FT TO POB, TH N89*W 331.1 FT, TH N 218.84 FT, TH S89*E 331 FT, |
| Legal Range | 03E |
| Legal Township | 02N |
| Legal Section | 23 |
| Legal Tract | 731100 |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | IOSCO |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 731100 |
Source: Livingston County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3394 CIGNA LN, HOWELL, MI 48843-7641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Sep 28, 2026 |
| Property Address | 3394 CIGNA LN, HOWELL, MI 48843-7641 |
| Document Number | 0000021338 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 202621338 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3394 CIGNA LN, HOWELL, MI 48843-7641 |
| Document Number | 0000021338, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 202621338 |
| Name | GOLD STAR MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Livingston County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Iosco Township |
| Unified School District | Fowlerville Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,000 (+22.95%) | $300,000 (+22.95%) | |
| 2025 | $2,236.00 (+21.06%) | ||
| 2023 | $122,000 | ||
| 2021 | $244,000 | ||
| 2019 | $1,847.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures