3353 Cigna Ln, Howell, MI 48843 Property Records

Livingston County property record for 3353 Cigna Ln, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,040 sqft · built 1995
Lot Size	4.71 acres (205,168 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Jun 1995)
Tax Bill	$3,005 (2025)
Deeds & Mortgages	Apr 2021 Transfer Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-23-100-011`

Property Details

APN / Parcel Number

Primary APN	`09-23-100-011`
Alternative APN	`470923100011`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	205,168 sqft (4.71 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3353 CIGNA LN
City	HOWELL
State	MI
Zip	48843-7641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 23 T2N R3E COM W 1/4 COR, TH S89E 1648.92 FT, TH N 697 FT TO POB, TH N 619.18 FT, TH S89E 331.36 FT, TH S 618.36 FT, TH
Legal Range	03E
Legal Township	02N
Legal Section	23
Legal Tract	731100
Jurisdiction	LIVINGSTON MI
Township / Civil Division	IOSCO
Census Block Group	3
Census Block	3029
Census Tract	731100

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3353 CIGNA LN, HOWELL, MI 48843-7641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Intrafamily Transfer, Transfer
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 1995 · Amount on Record
Deed Sale	Jun 20, 1995 · Amount on Record
Last Transfer Date	Apr 12, 2021
Transfer Doc	0000018365
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	Apr 21, 2021
Property Address	3353 CIGNA LN, HOWELL, MI 48843-7641
Document Number	2021R018365
Instrument Date	Apr 12, 2021
Instrument	2021R-018365
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3353 CIGNA LN, HOWELL, MI 48843-7641

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3353 CIGNA LN, HOWELL, MI 48843-7641
Document Number	0000034285
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3353 CIGNA LN HOWELL MI 488437641, HOWELL, MI 48843-7641

Mortgage

Document Number	0000034285
Date	Sep 30, 2020
Instrument	34285

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 29, 2040

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Iosco Township
Unified School District	Fowlerville Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,700 (+6.17%)	$313,400 (+6.17%)
2025	$3,005.00 (+21.07%)
2023		$147,600
2021			$295,200
2019	$2,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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