3392 NW 38th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3392 NW 38th Ave, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,852 sqft · built 2007
Lot Size	0.214 acres (9,365 sqft)
Owner	Individual Name on Record
Last Sale	$265,500 (Jan 2020)
Tax Bill	$3,859 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`1-05-37-35-0050-00570-0230`

Property Details

APN / Parcel Number

Primary APN	`1-05-37-35-0050-00570-0230`

Interior

Full Baths	3 Baths
Building Area	2,852 sqft Heated Area
Gross Area	3,655 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,365 sqft (0.214 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Porch	Finished/Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3392 NW 38TH AVE
City	OKEECHOBEE
State	FL
Zip	34972-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BASSWOOD, INC. UNIT NO 5 (PLAT BOOK 3 PAGE 51) LOT 23 BLOCK 57
Legal Range	35E
Legal Township	37S
Legal Section	05
Legal Subdivision	BASSWOOD UN 05
Legal Block	57
Legal Lot Number	23
Legal Unit	5
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3023
Census Tract	910201

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3392 NW 38TH AVE, OKEECHOBEE, FL 34972-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX
Jan 10, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2020 · Amount on Record
Deed Sale	Jan 10, 2020 · Amount on Record
Prior Sale	Oct 29, 2007 · Amount on Record
Deed Document Number	2020000384
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	3392 NW 38TH AVE, OKEECHOBEE, FL 34972-1105
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3392 NW 38TH AVE, OKEECHOBEE, FL 34972-1105

Mortgage

Document Number	2021001726
Date	Feb 16, 2021
Instrument	2021001726

Lender

Name	CORELOGIC SOLEX
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Feb 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 10, 2020
Property Address	3392 NW 38TH AVE, OKEECHOBEE, FL 34972-1105
Document Number	0000000384
Instrument Date	Dec 31, 2019
Instrument	384
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	CORONADO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,859.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3392 NW 38TH AVE OKEECHOBEE FL 349721105, OKEECHOBEE, FL 34972-1105

Mortgage

Document Number	385
Date	Jan 10, 2020
Instrument	385

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2050

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,859.00 (-5.39%)	$292,576 (+2.52%) Land $19,000 Building $273,576	$292,576 (+2.52%) Land $19,000 Building $273,576
2023	$4,079.00 (+16.51%)	$285,398 (+25.69%) Land $12,000 Building $273,398	$285,398 (+25.69%) Land $12,000 Building $273,398
2022	$3,501.00	$227,074 Land $10,000 Building $217,074	$227,074 Land $10,000 Building $217,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	42 (1998–2025)
Claims Outside the SFHA	3 of 42
Most Recent Claim	Aug 2025
Claims by Event	Tropical Storm Fay, Aug 2008 · 4 claims Hurricane Wilma, Oct 2005 · 7 claims Hurricane Frances, Sep 2004 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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