3370 NW 38th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3370 NW 38th Ave, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,398 sqft · built 2006
Lot Size0.214 acres (9,365 sqft)
OwnerIndividual Name on Record
Tax Bill$1,513 (2025)
Deeds & MortgagesMay 2023 Mortgage
Sep 2017 Sale & Line of Credit
Flood ZoneZone A (high risk)
APN1-05-37-35-0050-00570-0220

Property Details

APN / Parcel Number

Primary APN1-05-37-35-0050-00570-0220

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,398 sqft Heated Area
Gross Area1,951 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,365 sqft (0.214 acres)
Lot Dimensions125 ft deep x 75 ft wide
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3370 NW 38TH AVE
CityOKEECHOBEE
StateFL
Zip34972-1105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBASSWOOD, INC. UNIT NO 5 (PLAT BOOK 3 PAGE 51) LOT 22 BLOCK 57
Legal Range35E
Legal Township37S
Legal Section05
Legal SubdivisionBASSWOOD UN 05
Legal Block57
Legal Lot Number22
Legal Unit5
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group3
Census Block3023
Census Tract910201

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3370 NW 38TH AVE, OKEECHOBEE, FL 34972-1105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2023Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Sep 5, 2017Warranty Deed, Transfer · Line of Credit
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2023
Deed SaleMar 8, 2023
Deed Document Number2017008693
Deed Book / Page0795 / 1357
Prior Transfer DateSep 5, 2017
Prior Transfer Doc2017008693
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address3370 NW 38TH AVE, OKEECHOBEE, FL 34972-1105
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3370 NW 38TH AVE, OKEECHOBEE, FL 34972-1105

Mortgage

Document Number0000005354
DateMay 5, 2023
Instrument2023005354
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term292 Months
DueSep 1, 2047

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 5, 2017
Property Address3370 NW 38TH AVE, OKEECHOBEE, FL 34972-1105
Document Number0007951357
Book / Page000795 / 001357
Instrument DateAug 30, 2017
Instrument8693
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyCLEAR TITLE, CLEAR TITLE & LEGAL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$931.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3370 NW 38TH AVE OKEECHOBEE FL 349721105, OKEECHOBEE, FL 34972-1105

Mortgage

Document Number7951359
DateSep 5, 2017
Book Page000795/001359
Instrument8694
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 4, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,513.00 (-26.7%) Homeowner's exemption$150,984 (+5.99%)$217,817 (+0.94%) Land $19,000 Building $198,817
2023$2,064.00 (+8.29%) Homeowner's exemption$142,455 (+3%)$215,787 (+23.98%) Land $12,000 Building $203,787
2022$1,906.00 Homeowner's exemption$138,306$174,043 Land $10,000 Building $164,043

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 133 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims42 (1998–2025)
Claims Outside the SFHA3 of 42
Most Recent ClaimAug 2025
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 4 claims
  • Hurricane Wilma, Oct 2005 · 7 claims
  • Hurricane Frances, Sep 2004 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Verizon.

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