339 Charlottesville Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 339 Charlottesville Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,577 sqft · built 1994
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Mar 2017)
Tax Bill	$3,882 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A953000301`

Property Details

APN / Parcel Number

Primary APN	`A953000301`
Alternative APN	`3-157C-7053-00-0144.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,577 sqft Living Area
Gross Area	3,268 sqft
1st Floor Area	1,477 sqft
Basement Area	1,411 sqft
Finished Basement	1,100 sqft
Unfinished Basement	311 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	386 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A953000301
Street Address	339 CHARLOTTESVILLE DR
City	SAINT CHARLES
State	MO
Zip	63304-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO EST #3 LOT 144
Legal Subdivision	MONTICELLO EST #3
Legal Lot Number	144
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1000
Census Tract	311124

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	339 CHARLOTTESVILLE DR, SAINT CHARLES, MO 63304-1038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Dec 10, 2020	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
Mar 22, 2017	Warranty Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2017 · Amount on Record
Deed Sale	Mar 22, 2017 · Amount on Record
Prior Sale	Jun 23, 2014 · Amount on Record
Deed Document Number	2017170620
Deed Book / Page	6715 / 1675
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	339 CHARLOTTESVILLE DR, SAINT CHARLES, MO 63304-1038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071220315
Date	Aug 12, 2019
Book Page	7122/0315
Instrument	20190812000422830

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	216 Months
Due	Aug 12, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	339 CHARLOTTESVILLE DR, SAINT CHARLES, MO 63304-1038
Document Number	0000101938
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	339 CHARLOTTESVILLE DR ST CHARLES MO 633041038, ST CHARLES, MO 63304-1038

Mortgage

Document Number	0000101938
Date	Dec 28, 2020
Instrument	101938

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 22, 2017
Property Address	339 CHARLOTTESVILLE DR, SAINT CHARLES, MO 63304-1038
Document Number	0067151675
Book / Page	006715 / 001675
Instrument Date	Mar 21, 2017
Instrument	170620
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	339 CHARLOTTESVILLE DR ST CHARLES MO 633041038, ST CHARLES, MO 63304-1038

Mortgage

Document Number	67151677
Date	Mar 22, 2017
Book Page	006715/001677
Instrument	170630

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,830 (-)	$320,155 (-) Land $65,800 Building $254,355
2025	$3,882.00	$60,830 (+4.83%)	$320,155 (+4.83%) Land $65,800 Building $254,355
2023		$58,027
2022			$305,405 Land $50,000 Building $255,405

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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