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337 Charlottesville Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 337 Charlottesville Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,610 sqft · built 1994
Lot Size0.189 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Oct 2016)
Tax Bill$4,178 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA953000302

Property Details

APN / Parcel Number

Primary APNA953000302
Alternative APN
  • 3-157C-7053-00-0145.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,610 sqft Living Area
1st Floor Area1,610 sqft
Basement Area1,522 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area8,276 sqft (0.189 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area68 sqft
Patio Area394 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account NumberA953000302
Old Parcel NumberA953000302
Street Address337 CHARLOTTESVILLE DR
CitySAINT CHARLES
StateMO
Zip63304-1038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTICELLO EST #3 LOT 145
Legal Range03E
Legal Township46N
Legal SubdivisionMONTICELLO EST #3
Legal Lot Number145
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group1
Census Block1000
Census Tract311124

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address337 CHARLOTTESVILLE DR, SAINT CHARLES, MO 63304-1038
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Nov 13, 2020Deed of Trust, Mortgage
INTEGRITY MTG/MO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2016 · Amount on Record
Deed SaleOct 6, 2016 · Amount on Record
Prior SaleNov 18, 2003
Deed Document Number0006627917
Deed Book / Page6627 / 917
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address337 CHARLOTTESVILLE DR, SAINT CHARLES, MO 63304-1038
Transaction TypeMortgage
Record UpdatedNov 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address337 CHARLOTTESVILLE DR, SAINT CHARLES, MO 63304-1038

Mortgage

Document Number2021R088154
DateOct 25, 2021
Instrument2021R-088154
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address337 CHARLOTTESVILLE DR, SAINT CHARLES, MO 63304-1038
Document Number0000090283
Instrument DateNov 13, 2020
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address337 CHARLOTTESVILLE DR ST CHARLES MO 633041038, ST CHARLES, MO 63304-1038

Mortgage

Document Number0000090283
DateNov 19, 2020
Instrument90283
Lender
NameINTEGRITY MTG/MO
TypeMortgage Company
AddressSAINT CHARLES, MO 63301
Agreement
AmountAmount Recorded
Term240 Months
DueNov 18, 2040

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,178.00$65,526 (+12.39%)$344,874 (+12.39%)
2023$58,301
2022$306,846 Land $50,000 Building $256,846

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

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