3389 S Duncan Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 3389 S Duncan Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,520 sqft · built 1974
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,000 (Dec 2006)
Tax Bill	$2,659 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`016-25590-00`

Property Details

APN / Parcel Number

Primary APN	`016-25590-00`
Alternative APN	`53-09-14-100-029.000-015`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft
Basement Area	896 sqft
Finished Basement	816 sqft
Unfinished Basement	896 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Other
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Mixed
Garage Area	2,448 sqft
Parking Spaces	8 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	016-25590-00
Street Address	3389 S DUNCAN RD
City	BLOOMINGTON
State	IN
Zip	47403-9574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	PT NE 14-8-2W 2.50A
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	3
Census Block	3002
Census Tract	502

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3389 S DUNCAN RD, BLOOMINGTON, IN 47403-9574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRA CU
Apr 20, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2006 · Amount on Record
Deed Sale	Dec 14, 2006 · Amount on Record
Deed Document Number	200624075
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	May 31, 2023
Property Address	3389 S DUNCAN RD, BLOOMINGTON, IN 47403-9574
Document Number	2023005769
Instrument Date	May 24, 2023
Instrument	2023005769
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3389 S DUNCAN RD, BLOOMINGTON, IN 47403-9574
Investor	Possibly a Property Investor

Mortgage

Document Number	2023005770
Date	May 31, 2023
Instrument	2023005770

Lender

Name	CENTRA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jun 1, 2033
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year T-Bill
Margin	3
Max Rate	11.1%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Apr 20, 2023
Property Address	3389 S DUNCAN RD, BLOOMINGTON, IN 47403-9574
Document Number	2023004052
Instrument Date	Apr 19, 2023
Instrument	2023004052
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3389 S DUNCAN RD, BLOOMINGTON, IN 47403-9574
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,659.00 (-5.88%)	$356,100 (+8.63%) Land $57,500 Building $298,600	$356,100 (+8.63%) Land $57,500 Building $298,600
2024	$2,825.00 (-33.39%)
2023		$327,800 (+4.3%) Land $57,500 Building $270,300	$327,800 (+4.3%) Land $57,500 Building $270,300
2022	$4,241.00	$314,300 Land $54,500 Building $259,800	$314,300 Land $54,500 Building $259,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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