3385 S Duncan Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 3385 S Duncan Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,853 sqft · built 1972
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Feb 2021)
Tax Bill	$1,576 (2025)
Deeds & Mortgages	Sep 2015 Mortgage Feb 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016-23890-00`

Property Details

APN / Parcel Number

Primary APN	`016-23890-00`
Alternative APN	`53-09-14-100-021.000-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,853 sqft Living Area
1st Floor Area	1,853 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	016-23890-00
Street Address	3385 S DUNCAN RD
City	BLOOMINGTON
State	IN
Zip	47403-9574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	016-23890-00 PT SE NE 14-8-2W 1.03A PLAT 175
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	3
Census Block	3002
Census Tract	502

Owner

3385 S Duncan Rd is owned and occupied by an individual who bought it in February 2021.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3385 S DUNCAN RD, BLOOMINGTON, IN 47403-9574
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2015	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Feb 21, 2025	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Sep 11, 2007	Deed of Trust, Mortgage · Line of Credit BLOOMFIELD STATE BANK
Feb 17, 2021	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Feb 1, 2007	Trustee's Deed, Foreclosure · Conventional Mortgage MORTGAGEIT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on File
Deed Sale	Feb 17, 2021 · Amount on File
Prior Sale	Feb 1, 2007 · Amount on File
Deed Document Number	20213004
Prior Transfer Date	Aug 4, 2006
Prior Transfer Doc	2006015774
Record Updated	Sep 20, 2026

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3385 S DUNCAN RD, BLOOMINGTON, IN 47403-9574
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015012612
Date	Sep 8, 2015
Instrument	2015012612

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2045

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3385 S DUNCAN RD, BLOOMINGTON, IN 47403-9574
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025001935
Date	Feb 21, 2025
Instrument	2025001935

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	105 E WINSLOW RD, BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 20, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3385 S DUNCAN RD, BLOOMINGTON, IN 47403-9574
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007016999
Date	Sep 11, 2007
Instrument	2007016999

Lender

Name	BLOOMFIELD STATE BANK
Address	BLOOMFIELD, IN 47424

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 7, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Feb 17, 2021
Property Address	3385 S DUNCAN RD, BLOOMINGTON, IN 47403-9574
Document Number	2021003004
Instrument Date	Feb 10, 2021
Instrument	2021003004
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3385 S DUNCAN RD, BLOOMINGTON, IN 47403-9574

Mortgage

Document Number	2021003005
Date	Feb 17, 2021
Instrument	2021003005

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

February 2007: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE IN
Recording Date	Feb 1, 2007
Property Address	3385 S DUNCAN RD, BLOOMINGTON, IN 47403-9574
Document Number	2007001912
Instrument Date	Jan 31, 2007
Instrument	2007001912
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3385 S DUNCAN RD, BLOOMINGTON, IN 47403-9574

Mortgage

Document Number	2007001917
Date	Feb 1, 2007
Instrument	2007001917

Lender

Name	MORTGAGEIT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3385 S Duncan Rd was $1,576, down 4.8% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,576.00 (-4.83%)	$230,200 Land $50,200 Building $180,000	$230,200 Land $50,200 Building $180,000
2024	$1,656.00
2023		$209,800 (-4.33%) Land $50,200 Building $159,600	$209,800 (-4.33%) Land $50,200 Building $159,600
2022	$3,204.00	$219,300 Land $50,100 Building $169,200	$219,300 Land $50,100 Building $169,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3385 S Duncan Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3385 S Duncan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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