3389 Kirkwall Dr, Summerville, SC 29485 Property Records

Charleston County property record for 3389 Kirkwall Dr, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,832 sqft · built 2007
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$229,990 (Sep 2007)
Tax Bill	$1,010 (2025)
Deeds & Mortgages	Nov 2021 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`388-13-00-385`

Property Details

APN / Parcel Number

Primary APN	`388-13-00-385`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,832 sqft Living Area
1st Floor Area	1,366 sqft
Upper Floors Area	1,466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Multi-Family
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Terrain	High
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	3389 KIRKWALL DR
City	SUMMERVILLE
State	SC
Zip	29485-9037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -BUCKSHIRE PHASE ONE DESCRIPTION -LOT 229
Legal Subdivision	BUCKSHIRE PHASE ONE
Legal Phase	1
Legal Lot Number	229
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	1
Census Block	1085
Census Tract	3106

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3389 KIRKWALL DR, SUMMERVILLE, SC 29485-9037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU
Sep 11, 2020	Quit Claim Deed, Transfer SOUTH CAROLINA FCU
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2007 · Amount on Record
Deed Sale	Sep 4, 2007 · Amount on Record
Prior Sale	Aug 7, 2006 · Amount on Record
Deed Book / Page	637 / 145
Last Transfer Date	Aug 21, 2020
Transfer Doc	0914/0401
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3389 KIRKWALL DR, SUMMERVILLE, SC 29485-9037
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010520021
Date	Nov 15, 2021
Book Page	1052/21

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	226 Months
Due	Sep 10, 2040

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3389 KIRKWALL DR, SUMMERVILLE, SC 29485-9037
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010430371
Date	Oct 14, 2021
Book Page	1043/371

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 11, 2020
Property Address	3389 KIRKWALL DR, SUMMERVILLE, SC 29485-9037
Document Number	0914/0401
Book / Page	000914 / 000401
Instrument Date	Aug 21, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3389 KIRKWALL DR SUMMERVILLE SC 294859037, SUMMERVILLE, SC 29485-9037

Mortgage

Document Number	914/4402
Date	Sep 11, 2020
Book Page	000914/004402

Lender

Name	SOUTH CAROLINA FCU
Address	NORTH CHARLESTON, SC 29419-9012

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 10, 2040

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3389 KIRKWALL DR, SUMMERVILLE, SC 29485-9037
Document Number	0707/0289
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3389 KIRKWALL DR SUMMERVILLE SC 294859037, SUMMERVILLE, SC 29485-9037

Mortgage

Document Number	0707/0289
Date	Mar 27, 2018
Book Page	000707/000289

Lender

Name	SOUTH CAROLINA FCU
Address	N CHARLESTON, SC 29419-9012

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,010.00 (+7.56%)	$288,173 (+2,775.98%) Land $44,249 Building $243,924	$424,500 (+62.96%) Land $60,000 Building $364,500
2024	$939.00 (+7.93%)	$10,020 (-)
2022	$870.00	$10,020	$260,500 (-) Land $40,000 Building $220,500
2020			$260,500 Land $40,000 Building $220,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

Nearby Properties on Kirkwall Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures