3372 Kirkwall Dr, Summerville, SC 29485 Property Records

Charleston County property record for 3372 Kirkwall Dr, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,840 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$294,000 (Feb 2021)
Tax Bill	$4,062 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`388-13-00-422`

Property Details

APN / Parcel Number

Primary APN	`388-13-00-422`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,840 sqft Living Area
1st Floor Area	1,326 sqft
Upper Floors Area	1,514 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Multi-Family
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Terrain	High
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	3372 KIRKWALL DR
City	SUMMERVILLE
State	SC
Zip	29485-9036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -BUCKSHIRE PHASE ONE DESCRIPTION -LOT 181
Legal Subdivision	BUCKSHIRE PHASE ONE
Legal Phase	1
Legal Lot Number	181
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	1
Census Block	1087
Census Tract	3106

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3372 KIRKWALL DR, SUMMERVILLE, SC 29485-9036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Sep 10, 2020	Deed of Trust, Mortgage · VA Mortgage TRUIST BK
Dec 14, 2017	Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Feb 17, 2016 · Amount on Record
Deed Book / Page	963 / 431
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 24, 2021
Property Address	3372 KIRKWALL DR, SUMMERVILLE, SC 29485-9036
Document Number	09630431
Book / Page	963 / 431
Map Reference	MB EJ PG 340-343
Instrument Date	Feb 17, 2021
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3372 KIRKWALL DR, SUMMERVILLE, SC 29485-9036

Mortgage

Document Number	963432
Date	Feb 24, 2021
Instrument	963/432

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3372 KIRKWALL DR, SUMMERVILLE, SC 29485-9036
Document Number	0928/0407
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3372 KIRKWALL DR SUMMERVILLE SC 294859036, SUMMERVILLE, SC 29485-9036

Mortgage

Document Number	0928/0407
Date	Oct 24, 2020
Book Page	000928/000407

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	432 Months
Due	Oct 23, 2056

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3372 KIRKWALL DR, SUMMERVILLE, SC 29485-9036
Document Number	0687/0868
Book / Page	000687 / 000868
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3372 KIRKWALL DR SUMMERVILLE SC 294859036, SUMMERVILLE, SC 29485-9036

Mortgage

Document Number	0687/0868
Date	Dec 20, 2017
Book Page	000687/000868

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,062.00 (-2.78%)	$294,000 (+1,566.67%) Land $40,000 Building $254,000	$294,000 (-) Land $40,000 Building $254,000
2024	$4,178.00 (+8.35%)	$17,640 (-)
2022	$3,856.00	$17,640	$294,000 (-) Land $40,000 Building $254,000
2020			$294,000 Land $40,000 Building $254,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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