3388 Talbot Dr, Troy, MI 48083 Property Records

Oakland County property record for 3388 Talbot Dr, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,984 sqft · built 1996
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$239,900 (Aug 2000)
Tax Bill$5,522 (2025)
Deeds & MortgagesMar 2022 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-22-377-051

Property Details

APN / Parcel Number

Primary APN88-20-22-377-051

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area1,984 sqft Living Area
1st Floor Area1,212 sqft
Basement Area1,212 sqft
Unfinished Basement1,212 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area555 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3388 TALBOT DR
CityTROY
StateMI
Zip48083-5093
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1E
Legal DescriptionT2N, R11E, SEC 22 BIG BEAVER LOT 38 EXC E 133 FT 5-30-96 FR 001 2-9-99 CORR
Legal Range11E
Legal Township2N
Legal Section22
Legal SubdivisionBIG BEAVER SUB
Legal Lot Number38
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2003
Census Tract197000

Owner

3388 Talbot Dr is owned and occupied by two individuals who bought it in August 2000.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address3388 TALBOT DR, TROY, MI 48083-5093
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF ENGLAND
Mar 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2000 · Amount on File
Deed SaleAug 11, 2000 · Amount on File
Prior SaleApr 2, 1998 · Amount on File
Prior Transfer DateFeb 24, 1998
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3388 TALBOT DR, TROY, MI 48083-5093
Transaction TypeMortgage
Record UpdatedMay 17, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3388 TALBOT DR, TROY, MI 48083-5093

Mortgage

Document Number0000349094
DateMar 25, 2022
Book Page57614/45
Instrument349094
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3388 TALBOT DR, TROY, MI 48083-5093
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033830
DateMar 2, 2018
Book Page51602/00561
Instrument33830
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3388 Talbot Dr was $5,522 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,522.00
2023$333,920
2022$4,045.00$166,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3388 Talbot Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims10 (2000–2024)
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Aug 2023 · 3 claims
  • Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3388 Talbot Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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