3388 Cedar Tree Ln, Erlanger, KY 41018 Property Records

Kenton County property record for 3388 Cedar Tree Ln, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,158 sqft · built 1969
Lot Size	0.198 acres (8,635 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Nov 2020)
Tax Bill	$1,548 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-20-04-010.00`

Property Details

APN / Parcel Number

Primary APN	`002-20-04-010.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,158 sqft Finished Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,635 sqft (0.198 acres)
Lot Dimensions	161 ft deep x 54.5 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3388 CEDAR TREE LN
City	ERLANGER
State	KY
Zip	41018-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY HILL SEC 4 LOT 132 54.52X161.54 IRREG
Legal Subdivision	CHERRY HILL
Legal Phase	4
Legal Lot Number	132
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3056
Census Tract	67200

Owner

3388 Cedar Tree Ln is owned and occupied by two individuals who bought it in November 2020.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3388 CEDAR TREE LN, ERLANGER, KY 41018-1204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Deed Document Number	20205900133
Deed Book / Page	53 / 451
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Nov 5, 2020
Property Address	3388 CEDAR TREE LN, ERLANGER, KY 41018-1204
Document Number	0000000133
Book / Page	000053 / 000451
Instrument Date	Sep 25, 2020
Instrument	133
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3388 CEDAR TREE LN ERLANGER KY 410181204, ERLANGER, KY 41018-1204

Mortgage

Document Number	134
Date	Nov 5, 2020
Book Page	00M120/000721
Instrument	134

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3388 Cedar Tree Ln was $1,548.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,300 (-) Land $25,000 Building $131,300	$156,300 (-) Land $25,000 Building $131,300
2025	$1,548.00	$156,300 Land $25,000 Building $131,300	$156,300 Land $25,000 Building $131,300
2023	$1,666.00	$156,300 Land $25,000 Building $131,300	$156,300 Land $25,000 Building $131,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3388 Cedar Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3388 Cedar Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20