3384 Cedar Tree Ln, Erlanger, KY 41018 Property Records

Kenton County property record for 3384 Cedar Tree Ln, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 988 sqft · built 1972
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$133,500 (Feb 2021)
Tax Bill$1,461 (2025)
Deeds & MortgagesJan 2023 Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN002-20-04-008.00

Property Details

APN / Parcel Number

Primary APN002-20-04-008.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area988 sqft Finished Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions160 ft deep x 60 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3384 CEDAR TREE LN
CityERLANGER
StateKY
Zip41018-1204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHERRY HILL SEC 4 LOT 130
Legal SubdivisionCHERRY HILL
Legal Phase4
Legal Lot Number130
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3056
Census Tract67200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3384 CEDAR TREE LN, ERLANGER, KY 41018-1204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2023Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Feb 9, 2021Warranty Deed, Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2021 · Amount on Record
Deed SaleFeb 9, 2021 · Amount on Record
Prior SaleDec 9, 2011 · Amount on Record
Deed Document Number20215900254
Deed Book / Page71 / 199
Prior Transfer DateApr 27, 2007
Prior Transfer Doc0005900311
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3384 CEDAR TREE LN, ERLANGER, KY 41018-1204
Transaction TypeMortgage
Record UpdatedFeb 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3384 CEDAR TREE LN, ERLANGER, KY 41018-1204

Mortgage

Document Number0005900003
DateJan 30, 2023
Book PageKCM 436/893
Instrument23013005900003
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueJan 1, 2051

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 9, 2021
Property Address3384 CEDAR TREE LN, ERLANGER, KY 41018-1204
Document Number0005900254
Book / Page71 / 199
Map ReferencePL 780
Instrument DateDec 1, 2020
Instrument21020905900254
Transaction TypeTransfer
Record UpdatedJan 18, 2022
Title CompanyCOSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 GETTYSBURG SQUARE RD, 15, FORT THOMAS, KY 41075-4049

Transferred To (Grantee/Buyer)

NameVerified Name
Address3384 CEDAR TREE LN, ERLANGER, KY 41018-1204

Mortgage

Document Number0005900255
DateFeb 9, 2021
Instrument21020905900255
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$147,500 (-) Land $25,000 Building $122,500$147,500 (-) Land $25,000 Building $122,500
2025$1,461.00 (-7.06%)$147,500 (-) Land $25,000 Building $122,500$147,500 (-) Land $25,000 Building $122,500
2023$1,572.00$147,500 Land $25,000 Building $122,500$147,500 Land $25,000 Building $122,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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