DeSoto County property record for 3384 W Oak Grove Rd, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,420 sqft · built 2020 |
| Lot Size | 6.21 acres (270,943 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,934 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Dec 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-5-16-00-0-00012-00 |
| Primary APN | 3-08-5-16-00-0-00012-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,420 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 270,943 sqft (6.21 acres) |
| Pool Area | 720 sqft |
| Quonset Hut | 10,808 sqft |
| Street Address | 3384 W OAK GROVE RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 16-3-8 PT OF E 1/2 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 16 |
| Legal Lot Number | 12 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 71123 |
3384 W Oak Grove Rd is owned and occupied by an individual who acquired it in May 2018.
Source: DeSoto County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3384 W OAK GROVE RD, HERNANDO, MS 38632-8108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2020 | Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK |
| Dec 10, 2018 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| Feb 24, 2022 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| May 17, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2018 |
| Deed Sale | May 17, 2018 |
| Prior Sale | Mar 20, 2015 |
| Deed Document Number | W00856-00246 |
| Deed Book / Page | 0856 / 246 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3384 W OAK GROVE RD, HERNANDO, MS 38632-8108 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004894/147 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 4894/147 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | LYON, MS 38645 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 5, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3384 W OAK GROVE RD, HERNANDO, MS 38632-8108 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004648/721 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 4648/721 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Nov 15, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3384 W OAK GROVE RD, HERNANDO, MS 38632-8108 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3384 W OAK GROVE RD, HERNANDO, MS 38632-8108 |
| Document Number | 005472/464 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 5472/464 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Mar 5, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 17, 2018 |
| Property Address | 3384 W OAK GROVE RD, HERNANDO, MS 38632-8108 |
| Document Number | 000856/246 |
| Book / Page | 0856 / 246 |
| Instrument Date | May 16, 2018 |
| Instrument | W00856-00246 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1640 MOUNT PLEASANT RD, HERNANDO, MS 38632-1308 |
| Name | Verified Name |
|---|---|
| Address | 1856 TULANE RD, NESBIT, MS 38651-8885 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3384 W Oak Grove Rd was $3,934.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,934.00 | $51,334 Land $4,043 Building $47,291 | $513,339 Land $40,430 Building $472,909 |
| 2023 | $3,397.00 | $36,979 | $369,785 Land $40,430 Building $329,355 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3384 W Oak Grove Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3384 W Oak Grove Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
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