DeSoto County property record for 3350 W Oak Grove Rd, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4,774 sqft · built 2014 |
| Lot Size | 10.3 acres (449,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (May 2020) |
| Tax Bill | $4,137 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit May 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-5-16-00-0-00013-00 |
| Primary APN | 3-08-5-16-00-0-00013-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,774 sqft Adjusted Area |
| 1st Floor Area | 3,476 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 449,975 sqft (10.3 acres) |
| Patio Area | 540 sqft |
| Street Address | 3350 W OAK GROVE RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 16-3-8 PT E 1/2 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 16 |
| Legal Lot Number | 13 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 71123 |
3350 W Oak Grove Rd is owned and occupied by two individuals who bought it in May 2020.
Source: DeSoto County records, as of December 23, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3350 W OAK GROVE RD, HERNANDO, MS 38632-8108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2020 | Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO |
| May 28, 2019 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| May 12, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTY BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2020 · Amount on File |
| Deed Sale | May 12, 2020 · Amount on File |
| Prior Sale | Sep 26, 2011 |
| Deed Book / Page | 919 / 225 |
| Prior Transfer Date | May 6, 2020 |
| Prior Transfer Doc | 000919/225 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3350 W OAK GROVE RD, HERNANDO, MS 38632-8108 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004982/302 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 4982/302 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38672 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 24, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3350 W OAK GROVE RD, HERNANDO, MS 38632-8108 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004731/653 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 4731/653 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 12, 2020 |
| Property Address | 3350 W OAK GROVE RD, HERNANDO, MS 38632-8108 |
| Document Number | 000919/225 |
| Book / Page | 919 / 225 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3350 W OAK GROVE RD, HERNANDO, MS 38632-8108 |
| Document Number | 0004943433 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 4943/433 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
The 2025 property tax bill for 3350 W Oak Grove Rd was $4,137.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,137.00 | $53,800 Land $5,165 Building $48,635 | $538,003 Land $51,650 Building $486,353 |
| 2023 | $3,615.00 | $39,161 | $391,608 Land $51,650 Building $339,958 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3350 W Oak Grove Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3350 W Oak Grove Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 60% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
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