Clermont County property record for 3384 Cole Rd, Amelia, OH 45102
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,128 sqft · built 1958 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Aug 2021) |
| Tax Bill | $2,272 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-47-07B-024 |
| Primary APN | 28-47-07B-024 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 16,117 sqft (0.37 acres) |
| View / Lot | Cul-de-sac |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 156 sqft |
| Patio Area | 156 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Canopy | 156 sqft |
| Lean-To | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3384 COLE RD |
|---|---|
| City | AMELIA |
| State | OH |
| Zip | 45102-1852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE GARDENS C; LOT 24 |
| Legal Subdivision | WHITE GARDENS |
| Legal Lot Number | 24 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 41506 |
3384 Cole Rd is owned and occupied by an individual who bought it in August 2021.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3384 COLE RD, AMELIA, OH 45102-1852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2021 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 1, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on File |
| Deed Sale | Aug 9, 2021 · Amount on File |
| Prior Sale | Aug 14, 1992 · Amount on File |
| Deed Document Number | 202125858 |
| Deed Book / Page | 2890 / 3510 |
| Prior Transfer Date | Oct 25, 2018 |
| Prior Transfer Doc | 0000024872 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 9, 2021 |
| Property Address | 3384 COLE RD, AMELIA, OH 45102-1852 |
| Document Number | 0000025858 |
| Book / Page | 2890 / 3510 |
| Map Reference | MB J PG 43 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 202100025858 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3384 COLE RD, AMELIA, OH 45102-1852 |
| Document Number | 0000025859 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 202100025859 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Nov 1, 2018 |
| Property Address | 3384 COLE RD, AMELIA, OH 45102-1852 |
| Document Number | 0000024872 |
| Book / Page | 2795 / 3945 |
| Map Reference | MB J PG 43 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 201800024872 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | NATIONALLINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3384 COLE RD, AMELIA, OH 45102-1852 |
| Document Number | 0000024873 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 201800024873 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 3384 Cole Rd was $2,272 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,272.00 | $42,210 Land $9,660 Building $32,550 | |
| 2024 | $120,600 (-) Land $27,600 Building $93,000 | ||
| 2023 | $4,077.00 (+128.79%) Homeowner's exemption | $42,210 (+39.54%) Land $9,660 Building $32,550 | $120,600 Land $27,600 Building $93,000 |
| 2022 | $1,782.00 Homeowner's exemption | $30,250 Land $6,760 Building $23,490 | |
| 2020 | $86,400 Land $19,300 Building $67,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3384 Cole Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (2015–2025) |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3384 Cole Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TATE-MONROE WATER ASSOCIATION PWS private · serves 24,092 people · EPA ID OH1301312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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