Clermont County property record for 3382 Cole Rd, Amelia, OH 45102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,442 sqft · built 1956 |
| Lot Size | 0.483 acres (21,039 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Apr 2020) |
| Tax Bill | $2,791 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-47-07B-023 |
| Primary APN | 28-47-07B-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| 1st Floor Area | 1,022 sqft |
| Basement Area | 188 sqft |
| Unfinished Basement | 188 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 21,039 sqft (0.483 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 188 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3382 COLE RD |
|---|---|
| City | AMELIA |
| State | OH |
| Zip | 45102-1852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE GARDENS; LOT 23 |
| Legal Subdivision | WHITE GARDENS |
| Legal Lot Number | 23 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 41506 |
3382 Cole Rd is owned and occupied by an individual who acquired it in May 2020.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3382 COLE RD, AMELIA, OH 45102-1852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 9, 2020 | Quit Claim Deed, Transfer IVY POINTE TITLE LLC |
| Apr 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2020 · Amount on File |
| Deed Sale | Apr 14, 2020 · Amount on File |
| Prior Sale | Apr 8, 2008 · Amount on File |
| Deed Document Number | 20208736 |
| Deed Book / Page | 2835 / 3081 |
| Last Transfer Date | May 27, 2020 |
| Transfer Doc | 0000014032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3382 COLE RD, AMELIA, OH 45102-1852 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3382 COLE RD, AMELIA, OH 45102-1852 |
| Document Number | 0000005788 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 3017/5600 |
| Instrument | 202600005788 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3382 COLE RD, AMELIA, OH 45102-1852 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000041729 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 2906/3082 |
| Instrument | 202100041729 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jun 9, 2020 |
| Property Address | 3382 COLE RD, AMELIA, OH 45102-1852 |
| Document Number | 0000014032 |
| Book / Page | 002841 / 000262 |
| Instrument Date | May 27, 2020 |
| Instrument | 14032 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2020 |
| Title Company | IVY POINTE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3382 COLE RD AMELIA OH 451021852, AMELIA, OH 45102-1852 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Apr 14, 2020 |
| Property Address | 3382 COLE RD, AMELIA, OH 45102-1852 |
| Document Number | 0000008736 |
| Book / Page | 2835 / 3081 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 202000008736 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3382 COLE RD, AMELIA, OH 45102-1852 |
| Document Number | 0000008737 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 202000008737 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3382 Cole Rd was $2,791 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,791.00 | $51,910 Land $12,640 Building $39,270 | |
| 2024 | $148,300 (-) Land $36,100 Building $112,200 | ||
| 2023 | $5,015.00 (+134.46%) Homeowner's exemption | $51,910 (+42.73%) Land $12,640 Building $39,270 | $148,300 Land $36,100 Building $112,200 |
| 2022 | $2,139.00 Homeowner's exemption | $36,370 Land $8,820 Building $27,550 | |
| 2020 | $103,900 Land $25,200 Building $78,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3382 Cole Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (2015–2025) |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3382 Cole Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TATE-MONROE WATER ASSOCIATION PWS private · serves 24,092 people · EPA ID OH1301312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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