3382 10th St S, Moorhead, MN 56560 Property Records

Clay County property record for 3382 10th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.15 acres (6,385 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Jun 2024)
Tax Bill	$3,590 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`58.610.0560`

Property Details

APN / Parcel Number

Primary APN	`58.610.0560`

Exterior

Lot Area	6,385 sqft (0.15 acres)

Location & Zoning

Street Address	3382 10TH ST S
City	MOORHEAD
State	MN
Zip	56560-6105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME PRAIRIE SUN ADD LOT 021 BLOCK 002 SUBDIVISIONCD 58610
Legal Range	48
Legal Township	139
Legal Section	20
Legal Subdivision	PRAIRIE SUN ADD
Legal Block	2
Legal Lot Number	21
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1007
Census Tract	30108

Owner

Source: Clay County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3382 10TH ST S, MOORHEAD, MN 56560-6105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Apr 1, 2021	Warranty Deed, Transfer · FHA Mortgage VALLEY MORTGAGE
Oct 16, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Apr 24, 2017	Deed, Transfer · FHA Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2024 · Amount on Record
Deed Sale	Jun 25, 2024 · Amount on Record
Prior Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	20241663599
Prior Transfer Date	Nov 27, 2012
Prior Transfer Doc	0000731136
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	3382 10TH ST S, MOORHEAD, MN 56560-6105
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000843456
Date	Jan 19, 2024
Instrument	843456

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 20, 2034

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Apr 1, 2021
Property Address	3382 10TH ST S, MOORHEAD, MN 56560-6105
Document Number	0000813941
Instrument Date	Feb 26, 2021
Instrument	813941
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	REGENCY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3382 10TH ST S, MOORHEAD, MN 56560-6105

Mortgage

Document Number	0000813942
Date	Apr 1, 2021
Instrument	813942

Lender

Name	VALLEY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	3382 10TH ST S, MOORHEAD, MN 56560-6105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000807244
Date	Oct 16, 2020
Instrument	807244

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY MN
Recording Date	Apr 24, 2017
Property Address	3382 10TH ST S, MOORHEAD, MN 56560-6105
Document Number	0000767817
Instrument Date	Apr 21, 2017
Instrument	767817
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3382 10TH ST S, MOORHEAD, MN 56560-6105

Mortgage

Document Number	, 767818
Date	Apr 24, 2017
Instrument	767818

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,590.00 (+22.03%)
2025		$237,800 (+20.71%) Land $30,400 Building $207,400	$237,800 (+20.71%) Land $30,400 Building $207,400
2023	$2,942.00	$197,000 Land $25,700 Building $171,300	$197,000 Land $25,700 Building $171,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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