3374 10th St S, Moorhead, MN 56560 Property Records

Clay County property record for 3374 10th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.1 acres (4,374 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,900 (Sep 2015)
Tax Bill	$3,374 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`58.610.0540`

Property Details

APN / Parcel Number

Primary APN	`58.610.0540`

Exterior

Lot Area	4,374 sqft (0.1 acres)

Location & Zoning

Street Address	3374 10TH ST S
City	MOORHEAD
State	MN
Zip	56560-6105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME PRAIRIE SUN ADD SUBDIVISIONCD 58610 LOT 19 2
Legal Range	48
Legal Township	139
Legal Section	20
Legal Subdivision	PRAIRIE SUN ADD
Legal Block	2
Legal Lot Number	19
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1007
Census Tract	30108

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3374 10TH ST S, MOORHEAD, MN 56560-6105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · VA Mortgage TRUSTED MORTGAGE CAPITAL INC
Apr 3, 2023	Deed of Trust, Mortgage · VA Mortgage RAPID MORTGAGE CO
May 5, 2022	Deed of Trust, Mortgage · VA Mortgage TEXANA BANK
Apr 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2015 · Amount on Record
Deed Sale	Sep 2, 2015 · Amount on Record
Prior Sale	Aug 17, 2007 · Amount on Record
Deed Document Number	2015748993
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	3374 10TH ST S, MOORHEAD, MN 56560-6105
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000859697
Date	Nov 3, 2025
Instrument	859697

Lender

Name	TRUSTED MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	3374 10TH ST S, MOORHEAD, MN 56560-6105
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000836819
Date	Apr 3, 2023
Instrument	836819

Lender

Name	RAPID MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	3374 10TH ST S, MOORHEAD, MN 56560-6105
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000828169
Date	May 5, 2022
Instrument	828169

Lender

Name	TEXANA BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	3374 10TH ST S, MOORHEAD, MN 56560-6105
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000814572
Date	Apr 15, 2021
Instrument	814572

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,374.00 (+29.77%) Homeowner's exemption	$220,800 (+1.66%) Land $18,900 Building $201,900	$220,800 (+1.66%) Land $18,900 Building $201,900
2025		$217,200 (+20.8%) Land $20,900 Building $196,300	$217,200 (+20.8%) Land $20,900 Building $196,300
2023	$2,600.00 Homeowner's exemption	$179,800 Land $17,700 Building $162,100	$179,800 Land $17,700 Building $162,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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