3380 Wilderness Cir, Middleburg, FL 32068 Property Records

Clay County property record for 3380 Wilderness Cir, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,193 sqft · built 1983
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jul 2003)
Tax Bill	$1,821 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`37-05-25-010149-076-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-25-010149-076-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,193 sqft Living Area
Gross Area	2,827 sqft
1st Floor Area	2,193 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1989
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	35,719 sqft (0.82 acres)
Lot Dimensions	268 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	465 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	42 sqft
Patio Area	460 sqft
Storage Building	96 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3380 WILDERNESS CIR
City	MIDDLEBURG
State	FL
Zip	32068-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 86 MCRAE LANDING AS REC OR 2222 PG 853
Legal Range	25E
Legal Township	05S
Legal Section	37
Legal Subdivision	MCRAE LANDING
Legal Lot Number	86
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2003
Census Tract	30210

Owner

Source: Clay County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3380 WILDERNESS CIR, MIDDLEBURG, FL 32068-4128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 11, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Feb 15, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2003 · Amount on Record
Deed Sale	Jul 3, 2003 · Amount on Record
Deed Document Number	200343458
Deed Book / Page	2222 / 853
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Aug 31, 2026
Property Address	3380 WILDERNESS CIR, MIDDLEBURG, FL 32068-4128
Document Number	0000043405
Book / Page	5081 / 679
Instrument Date	Aug 24, 2026
Instrument	202643405
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3380 WILDERNESS CIR, MIDDLEBURG, FL 32068-4128

Mortgage

Document Number	0000043405,
Date	Aug 31, 2026
Book Page	5081/679
Instrument	202643405

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3380 WILDERNESS CIR, MIDDLEBURG, FL 32068-4128
Document Number	0043921184
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3380 WILDERNESS CIR MIDDLEBURG FL 320684128, MIDDLEBURG, FL 32068-4128

Mortgage

Document Number	0043921184
Date	Dec 21, 2020
Book Page	004392/001184
Instrument	67301

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 20, 2045

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3380 WILDERNESS CIR, MIDDLEBURG, FL 32068-4128
Document Number	0041661927
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3380 WILDERNESS CIR MIDDLEBURG FL 320684128, MIDDLEBURG, FL 32068-4128

Mortgage

Document Number	0041661927
Date	Feb 21, 2019
Book Page	004166/001927
Instrument	9158

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 20, 2034

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,821.00 (-9.45%) Homeowner's exemption	$159,573 (+5.99%)	$311,655 (-1.88%) Land $50,000 Building $261,655
2023	$2,011.00 (+9.65%) Homeowner's exemption	$150,560 (+3%)	$317,629 (+13.8%) Land $50,000 Building $267,629
2022	$1,834.00 Homeowner's exemption	$146,175	$279,112 Land $35,000 Building $244,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	9 (2012–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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