3377 Wilderness Cir, Middleburg, FL 32068 Property Records

Clay County property record for 3377 Wilderness Cir, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,101 sqft · built 2004
Lot Size	0.595 acres (25,918 sqft)
Owner	Individual Name on Record
Tax Bill	$4,694 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2023 Second Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`37-05-25-010149-046-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-25-010149-046-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,101 sqft Living Area
Gross Area	2,542 sqft
1st Floor Area	2,101 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	25,918 sqft (0.595 acres)
Lot Dimensions	288 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	28 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3377 WILDERNESS CIR
City	MIDDLEBURG
State	FL
Zip	32068-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 56 MCRAE LANDING AS REC OR 4811 PG 1312
Legal Range	25E
Legal Township	05S
Legal Section	37
Legal Subdivision	MCRAE LANDING
Legal Lot Number	56
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2001
Census Tract	30210

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3377 WILDERNESS CIR, MIDDLEBURG, FL 32068-4129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Mar 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Dec 3, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2024
Deed Sale	Apr 10, 2024
Prior Sale	Nov 12, 2004 · Amount on Record
Deed Document Number	202416885
Deed Book / Page	4811 / 1312
Prior Transfer Date	Aug 7, 2001
Prior Transfer Doc	0000041925
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 10, 2024
Property Address	3377 WILDERNESS CIR, MIDDLEBURG, FL 32068-4129
Document Number	0048111312
Book / Page	4811 / 1312
Map Reference	MB 15 PG 51-58
Instrument Date	Apr 5, 2024
Instrument	2024016885
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3377 WILDERNESS CIR, MIDDLEBURG, FL 32068-4129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3377 WILDERNESS CIR, MIDDLEBURG, FL 32068-4129

Mortgage

Document Number	0048111314
Date	Apr 10, 2024
Instrument	4811/1314

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3377 WILDERNESS CIR, MIDDLEBURG, FL 32068-4129
Transaction Type	Mortgage
Record Updated	Apr 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3377 WILDERNESS CIR, MIDDLEBURG, FL 32068-4129

Mortgage

Document Number	0047030204
Date	Mar 23, 2023
Book Page	4703/204
Instrument	2023013431

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2038

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3377 WILDERNESS CIR, MIDDLEBURG, FL 32068-4129
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3377 WILDERNESS CIR, MIDDLEBURG, FL 32068-4129

Mortgage

Document Number	0045431568
Date	Dec 3, 2021
Book Page	4543/1568
Instrument	2021076934

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3377 WILDERNESS CIR, MIDDLEBURG, FL 32068-4129
Document Number	0041810166
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3377 WILDERNESS CIR MIDDLEBURG FL 320684129, MIDDLEBURG, FL 32068-4129

Mortgage

Document Number	0041810166
Date	Apr 11, 2019
Book Page	004181/000166
Instrument	18211

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2034

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,694.00 (-8.84%)	$347,947 (+113.87%) Land $50,000 Building $297,947	$347,947 (-1.48%) Land $50,000 Building $297,947
2024	$5,149.00 (+1,489.2%)
2023	$324.00 (-83.9%) Disabled Person's exemption Veteran's exemption	$162,692 (+3%)	$353,164 (+12.54%) Land $50,000 Building $303,164
2022	$2,013.00 Homeowner's exemption	$157,954	$313,816 Land $35,000 Building $278,816

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	9 (2012–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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