Hernando County property record for 3380 Dow Ln, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,599 sqft · built 1989 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Oct 2020) |
| Tax Bill | $1,400 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Nov 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5240-1625-0080 |
| Primary APN | R32-323-17-5240-1625-0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,599 sqft Living Area |
| 1st Floor Area | 1,607 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 126 ft deep x 77 ft wide |
| Garage Area | 458 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 862 sqft |
| Deck Area | 102 sqft |
| Patio Area | 52 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00643147 |
|---|---|
| Street Address | 3380 DOW LN |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-3127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 24 BLK 1625 LOT 8 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 22 |
| Legal Subdivision | SPRING HILL UNIT 24 |
| Legal Block | 1625 |
| Legal Lot Number | 8 |
| Legal Unit | 24 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 40908 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3380 DOW LN, SPRING HILL, FL 34609-3127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Nov 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Oct 16, 2020 | Warranty Deed, Transfer SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS |
| Oct 16, 2020 | Warranty Deed, Transfer SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS |
| Oct 5, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 28, 2020 | Warranty Deed, Transfer ARROW TITLE COMPANY, ARROW TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2020 · Amount on Record |
| Deed Sale | Oct 17, 2020 · Amount on Record |
| Deed Document Number | 0039001787 |
| Deed Book / Page | 3900 / 1787 |
| Prior Transfer Date | Oct 16, 2020 |
| Prior Transfer Doc | 0039001787 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3380 DOW LN, SPRING HILL, FL 34609-3127 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3380 DOW LN, SPRING HILL, FL 34609-3127 |
| Document Number | 0043751329 |
|---|---|
| Date | Dec 19, 2023 |
| Book Page | 4375/1329 |
| Instrument | 2023079967 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3380 DOW LN, SPRING HILL, FL 34609-3127 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Title Company | INDEPENDENCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 3380 DOW LN, SPRING HILL, FL 34609-3127 |
| Document Number | 0043610626 |
|---|---|
| Date | Nov 3, 2023 |
| Book Page | 4361/626 |
| Instrument | 2023070383 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 16, 2020 |
| Property Address | 3380 DOW LN, SPRING HILL, FL 34609-3127 |
| Document Number | 0039001787 |
| Book / Page | 003900 / 001787 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 64656 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $630.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6210 ILLINOIS AVE NEW PORT RICHEY FL 346534214, NEW PORT RICHEY, FL 34653-4214 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 16, 2020 |
| Property Address | 3380 DOW LN, SPRING HILL, FL 34609-3127 |
| Document Number | 0039001785 |
| Book / Page | 003900 / 001785 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 64655 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $630.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6210 ILLINOIS AVE NEW PORT RICHEY FL 346534214, NEW PORT RICHEY, FL 34653-4214 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 5, 2020 |
| Property Address | 3380 DOW LN, SPRING HILL, FL 34609-3127 |
| Document Number | 0038951332 |
| Book / Page | 003895 / 001332 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 61611 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2482 WILSON AVE BELLMORE NY 117103441, BELLMORE, NY 11710-3441 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 28, 2020 |
| Property Address | 3380 DOW LN, SPRING HILL, FL 34609-3127 |
| Document Number | 0038340319 |
| Book / Page | 003834 / 000319 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 26139 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | ARROW TITLE COMPANY, ARROW TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,399.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1215 BARDAHL AVE SPRING HILL FL 346096323, SPRING HILL, FL 34609-6323 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,400.00 (-20.54%) Additional exemption filed | $164,921 (+5.99%) | $248,647 (+1.25%) Land $41,679 Building $206,968 |
| 2023 | $155,605 (+3%) Land $155,605 | ||
| 2022 | $1,762.00 Homeowner's exemption | $151,073 | $245,570 Land $40,611 Building $204,959 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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