Hernando County property record for 3372 Dow Ln, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1987 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Jun 2003) |
| Tax Bill | $1,286 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Nov 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5240-1625-0090 |
| Primary APN | R32-323-17-5240-1625-0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 2,106 sqft |
| 1st Floor Area | 1,400 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 288 sqft |
| Patio Area | 187 sqft |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00643156 |
|---|---|
| Street Address | 3372 DOW LN |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-3127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 24 BLK 1625 LOT 9 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 24 |
| Legal Block | 1625 |
| Legal Lot Number | 9 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 40908 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3372 DOW LN, SPRING HILL, FL 34609-3127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 8, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Aug 1, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Apr 22, 2020 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Feb 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2003 · Amount on Record |
| Deed Sale | Jun 16, 2003 · Amount on Record |
| Deed Book / Page | 1680 / 967 |
| Last Transfer Date | Jul 28, 2022 |
| Transfer Doc | 0042030723 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3372 DOW LN, SPRING HILL, FL 34609-3127 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3372 DOW LN, SPRING HILL, FL 34609-3127 |
| Document Number | 0043720043 |
|---|---|
| Date | Dec 8, 2023 |
| Book Page | 4372/43 |
| Instrument | 2023077635 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | 11904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Dec 7, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3372 DOW LN, SPRING HILL, FL 34609-3127 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3372 DOW LN, SPRING HILL, FL 34609-3127 |
| Document Number | 0042400683 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 4240/683 |
| Instrument | 2022081892 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Nov 14, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 1, 2022 |
| Property Address | 3372 DOW LN, SPRING HILL, FL 34609-3127 |
| Document Number | 0042030723 |
| Book / Page | 4203 / 723 |
| Map Reference | MB 10 PG 53-60 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022058500 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3372 DOW LN, 3372, SPRING HILL, FL 34609-3127 |
| Name | Verified Name |
|---|---|
| Address | 3372 DOW LN, SPRING HILL, FL 34609-3127 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3372 DOW LN, SPRING HILL, FL 34609-3127 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3372 DOW LN, SPRING HILL, FL 34609-3127 |
| Document Number | 0039661069 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 3966/1069 |
| Instrument | 2021017925 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3372 DOW LN, SPRING HILL, FL 34609-3127 |
| Document Number | 0038331746 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3372 DOWLN SPRING HILL FL 34609, SPRING HILL, FL 34609 |
| Document Number | 0038331746 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 003833/001746 |
| Instrument | 25908 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Apr 27, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3372 DOW LN, SPRING HILL, FL 34609-3127 |
| Document Number | 0035510904 |
| Instrument Date | Feb 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3372 DOW LN SPRING HILL FL 346093127, SPRING HILL, FL 34609-3127 |
| Document Number | 0035510904 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 003551/000904 |
| Instrument | 7799 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 7, 2028 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,286.00 (+129.23%) Homeowner's exemption | $81,093 (+5.99%) | $204,146 (-1.75%) Land $39,000 Building $165,146 |
| 2023 | $76,513 (+3%) Land $76,513 | ||
| 2022 | $561.00 Homeowner's exemption | $74,284 | $207,792 Land $38,000 Building $169,792 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures