3380 Beachcomber Dr, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 3380 Beachcomber Dr, Morro Bay, CA 93442 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,600 sqft · built 1999
Lot Size0.171 acres (7,425 sqft)
OwnerIndividual Name on File
Tax Bill$5,965 (2025)
Deeds & MortgagesApr 2026 Mortgage
Dec 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN065-091-014

Property Details

APN / Parcel Number

Primary APN065-091-014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,600 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeWood
Lot Area7,425 sqft (0.171 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address3380 BEACHCOMBER DR
CityMORRO BAY
StateCA
Zip93442-3009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCY MB ATAS BCH PTN BL 8A
Legal SubdivisionATASCADERO BEACH
Legal Block2
Legal Lot Number1,2,1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2010
Census Tract10506

Owner

Source: San Luis Obispo County records · APN 065-091-014

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 27856, FRESNO, CA 93729-7856
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2026Deed of Trust, Mortgage · Conventional Mortgage
MID VALLEY SERVICES INC
Dec 03, 2018Deed of Trust, Mortgage
MID VLY SVCS
May 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
MID VLY SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 06, 2026
Property Address3380 BEACHCOMBER DR, MORRO BAY, CA 93442-3009
Document Number0000010396
Instrument DateMar 11, 2026
Instrument202610396
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address6235 N FORKNER AVE, FRESNO, CA 93711-1832

Mortgage

Document Number0000010396,
DateApr 06, 2026
Instrument202610396
Lender
NameMID VALLEY SERVICES INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.09%
Max Rate-1%

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address3380 BEACHCOMBER DR, MORRO BAY, CA 93442-3009
Document Number0000051993
Instrument DateDec 03, 2018
Transaction TypeMortgage
Record UpdatedJan 02, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address6235 N FORKNER AVE FRESNO CA 937111832, FRESNO, CA 93711-1832

Mortgage

Document Number0000051993
DateDec 19, 2018
Instrument51993
Lender
NameMID VLY SVCS
AddressFRESNO, CA 93711
Agreement
AmountAmount Recorded

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address3380 BEACHCOMBER DR, MORRO BAY, CA 93442-3009
Document Number0000023911
Instrument DateMay 25, 2017
Transaction TypeMortgage
Record UpdatedJul 03, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4747 N 1ST ST #128 FRESNO CA 937260517, 128, FRESNO, CA 93726-0517

Mortgage

Document Number0000023911
DateMay 31, 2017
Instrument23911
Lender
NameMID VLY SVCS
AddressFRESNO, CA 93711
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$552,013 (+2%) Land $104,283 Building $447,730
2025$5,965.00 (+3.61%)$541,190 (+4.04%) Land $102,239 Building $438,951
2023$5,757.00 (+6.69%)$520,177 Land $98,270 Building $421,907
2022$5,396.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies39 in force

Wildfire

Wildfire RiskModerate
above 57% of the US · above 34% of California
Wildfire LikelihoodAbout 1 in 806 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 714 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Ranch WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

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