338 Bear Cub Dr, Spruce Pine, NC 28777 Property Records

McDowell County property record for 338 Bear Cub Dr, Spruce Pine, NC 28777

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 640 sqft · built 1988
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Apr 2021)
Tax Bill	$513 (2025)
Deeds & Mortgages	Sep 2025 Transfer Jul 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1719-00-95-2572`

Property Details

APN / Parcel Number

Primary APN	`1719-00-95-2572`
Alternative APNs	`74335` `80010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	640 sqft Heated Area
Gross Area	840 sqft
1st Floor Area	640 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	80010
Street Address	338 BEAR CUB DR
City	SPRUCE PINE
State	NC
Zip	28777-0559
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0.23 AC LT 3 BEAR DEN ACRES PB 4/189
Legal Subdivision	BEAR DEN ACRE DEVELOPMENT INC
Legal Phase	II
Legal Lot Number	3
Jurisdiction	MCDOWELL NC
Township / Civil Division	NORTH COVE
Census Block Group	1
Census Block	1059
Census Tract	970102

Owner

Source: McDowell County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1626 TURKEY CREEK RD, NEWNAN, GA 30263-5287
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Intrafamily Transfer, Transfer
Jul 5, 2023	Warranty Deed, Transfer
Jul 26, 2021	Warranty Deed, Transfer
Apr 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Prior Sale	Aug 1, 1989 · Amount on Record
Deed Document Number	20212233
Deed Book / Page	1348 / 645
Last Transfer Date	Jun 9, 2023
Transfer Doc	0014400671
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Sep 25, 2025
Property Address	338 BEAR CUB DR, SPRUCE PINE, NC 28777-0559
Document Number	0015150019
Book / Page	1515 / 19
Instrument Date	Sep 19, 2025
Instrument	2025004729
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	384 BEAR CUB DR, SPRUCE PINE, NC 28777-0559

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 5, 2023
Property Address	338 BEAR CUB DR, SPRUCE PINE, NC 28777-0559
Document Number	0014400671
Book / Page	1440 / 671
Map Reference	MB 4 PG 189
Instrument Date	Jun 9, 2023
Instrument	2023003104
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 BEAR CLUB DRIVE, SPRUCE PINE, NC 28777-0559

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 26, 2021
Property Address	338 BEAR CUB DR, SPRUCE PINE, NC 28777-0559
Document Number	0013620896
Book / Page	1362 / 896
Map Reference	MB 4 PG 225
Instrument Date	Jul 19, 2021
Instrument	2021004785
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 BEAR CLUB DR, SPRUCE PINE, NC 28777-0559

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 7, 2021
Property Address	338 BEAR CUB DR, SPRUCE PINE, NC 28777-0559
Document Number	0013480645
Book / Page	1348 / 645
Map Reference	MB 4 PG 189
Instrument Date	Mar 31, 2021
Instrument	2021002233
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1859 SHORE DR S APT 109, 109, SOUTH PASADENA, FL 33707-4732

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$513.00	$74,590 (-) Land $35,000 Building $39,590
2023	$513.00 (+31.54%)	$74,590 (+33.17%) Land $35,000 Building $39,590	$74,590 (+33.17%) Land $35,000 Building $39,590
2022	$390.00	$56,010 Land $20,000 Building $36,010	$56,010 Land $20,000 Building $36,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR DEN ACRES private · serves 140 people · EPA ID NC0156129
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: AT&T, Spectrum, Verizon.

Cell Coverage

No cell data coverage reported

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