3378 Elder St NW, Salem, OR 97304 Property Records

Polk County property record for 3378 Elder St NW, Salem, OR 97304

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,708 sqft · built 2019
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$418,370 (Sep 2019)
Tax Bill	$6,491 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07308-BB-03800`

Property Details

APN / Parcel Number

Primary APN	`07308-BB-03800`
Alternative APN	`578463`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,708 sqft Living Area
Gross Area	3,108 sqft
1st Floor Area	986 sqft
2nd Floor Area	962 sqft
Basement Area	760 sqft
Finished Basement	760 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood Shingle
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Area	400 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	578463
Street Address	3378 ELDER ST NW
City	SALEM
State	OR
Zip	97304-3294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	WHISPERING HEIGHTS LOT 38
Legal Range	3W
Legal Township	07S
Legal Section	08
Legal Subdivision	WHISPERING HEIGHTS
Legal Block	3
Legal Lot Number	38
Jurisdiction	POLK OR
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3006
Census Tract	5301

Owner

3378 Elder St NW is owned and occupied by two individuals who bought it in September 2019.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3378 ELDER ST NW, SALEM, OR 97304-3294
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 25, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2019 · Amount on File
Deed Sale	Sep 25, 2019 · Amount on File
Deed Document Number	201910790
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	3378 ELDER ST NW, SALEM, OR 97304-3294
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3378 ELDER ST NW, SALEM, OR 97304-3294

Mortgage

Document Number	0000001098
Date	Feb 20, 2024
Instrument	2024-001098

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	3378 ELDER ST NW, SALEM, OR 97304-3294
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013000
Date	Aug 13, 2021
Instrument	2021-013000

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Sep 25, 2019
Property Address	3378 ELDER ST NW, SALEM, OR 97304-3294
Document Number	0000010790
Map Reference	VOL 15 PG 31
Instrument Date	Sep 11, 2019
Instrument	2019-010790
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3378 ELDER ST NW, SALEM, OR 97304-3294

Mortgage

Document Number	0000010791
Date	Sep 25, 2019
Instrument	2019-010791

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3378 Elder St NW was $6,491, up 8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Salem City
Unified School District	Salem-Keizer School District 24J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,440 (+3%) Land $76,900 Building $261,540	$596,050 (-1.87%) Land $165,000 Building $431,050
2025	$6,491.00 (+7.99%)	$328,590 (+3%) Land $74,660 Building $253,930	$607,410 (+4.92%) Land $158,700 Building $448,710
2024	$6,011.00 (+2.98%)	$319,020 (+3%) Land $72,480 Building $246,540	$578,930 (-5.23%) Land $151,450 Building $427,480
2023	$5,837.00 (+3.31%)	$309,730 (+3%) Land $70,360 Building $239,370	$610,850 (+7.68%) Land $153,400 Building $457,450
2022	$5,650.00	$300,710 Land $68,310 Building $232,400	$567,300 Land $143,000 Building $424,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3378 Elder St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3378 Elder St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM PUBLIC WORKS serves 199,820 people · EPA ID OR4100731
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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