3354 Elder St NW, Salem, OR 97304 Property Records

Polk County property record for 3354 Elder St NW, Salem, OR 97304

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,629 sqft · built 2019
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$397,575 (Dec 2019)
Tax Bill	$6,346 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07308-BB-03500`

Property Details

APN / Parcel Number

Primary APN	`07308-BB-03500`
Alternative APN	`578460`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,629 sqft Living Area
Gross Area	3,018 sqft
1st Floor Area	819 sqft
2nd Floor Area	1,202 sqft
Basement Area	608 sqft
Finished Basement	608 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Area	389 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	578460
Street Address	3354 ELDER ST NW
City	SALEM
State	OR
Zip	97304-3294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	WHISPERING HEIGHTS LOT 35
Legal Range	3W
Legal Township	07S
Legal Section	08
Legal Subdivision	WHISPERING HEIGHTS
Legal Block	3
Legal Lot Number	35
Jurisdiction	POLK OR
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3006
Census Tract	5301

Owner

3354 Elder St NW is owned and occupied by two individuals who bought it in December 2019.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3354 ELDER ST NW, SALEM, OR 97304-3294
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 23, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Apr 3, 2019	Warranty Deed, Transfer FIRST AMERICAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2019 · Amount on File
Deed Sale	Dec 23, 2019 · Amount on File
Deed Document Number	201915040
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	3354 ELDER ST NW, SALEM, OR 97304-3294
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002288
Date	Feb 18, 2022
Instrument	2022-002288

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Dec 23, 2019
Property Address	3354 ELDER ST NW, SALEM, OR 97304-3294
Document Number	0000015040
Map Reference	VOL 15 PG 31
Instrument Date	Dec 4, 2019
Instrument	2019-015040
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3354 ELDER ST NW, SALEM, OR 97304-3294

Mortgage

Document Number	0000015041
Date	Dec 23, 2019
Instrument	2019-015041

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Apr 3, 2019
Property Address	3354 ELDER ST NW, SALEM, OR 97304-3294
Document Number	0000003174
Instrument Date	Apr 2, 2019
Instrument	3174
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4380 SW MACADAM AVE #200 PORTLAND OR 972396415, 200, PORTLAND, OR 97239-6415
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3354 Elder St NW was $6,346, up 8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Salem City
Unified School District	Salem-Keizer School District 24J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,910 (+3%) Land $76,900 Building $254,010	$583,930 (-1.83%) Land $165,000 Building $418,930
2025	$6,346.00 (+7.96%)	$321,280 (+3%) Land $74,660 Building $246,620	$594,820 (+4.92%) Land $158,700 Building $436,120
2024	$5,878.00 (+3%)	$311,930 (+3%) Land $72,480 Building $239,450	$566,940 (-5.2%) Land $151,450 Building $415,490
2023	$5,707.00 (+3.29%)	$302,850 (+3%) Land $70,360 Building $232,490	$598,020 (+7.68%) Land $153,400 Building $444,620
2022	$5,525.00	$294,030 Land $68,310 Building $225,720	$555,350 Land $143,000 Building $412,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3354 Elder St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3354 Elder St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM PUBLIC WORKS serves 199,820 people · EPA ID OR4100731
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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