Rowan County property record for 3030 CCC Trl, Morehead, KY 40351
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,456 sqft · built 1966 |
| Lot Size | 16 acres (696,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Jan 2023) |
| Tax Bill | $782 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jan 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-00 00 033.00 |
| Primary APN | 138-00 00 033.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 696,960 sqft (16 acres) |
| Garage Type | Attached |
| Heating System | Wood Furnace |
|---|---|
| Heating Fuel | Wood |
| Account Number | 6357 |
|---|---|
| Street Address | 3030 CCC TRL |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HOUSE GARAGE & 15 TO 16 A+- CCC TRAIL |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950400 |
3030 CCC Trl, a rural home, is owned by an individual who bought it in January 2023.
Source: Rowan County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3375 CCC TRL, MOREHEAD, KY 40351-9616 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
| Jan 24, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2023 · Amount on File |
| Deed Sale | Jan 24, 2023 · Amount on File |
| Deed Document Number | 20232021044 |
| Deed Book / Page | 286 / 688 |
| Prior Transfer Date | Oct 18, 2013 |
| Prior Transfer Doc | 00D251/292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 3030 CCC TRL, MOREHEAD, KY 40351-9456 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3375 CCC TRL, MOREHEAD, KY 40351-9616 |
| Document Number | 00A459/728 |
|---|---|
| Date | May 17, 2023 |
| Book Page | A459/728 |
| Instrument | 2022845 |
| Name | FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jan 24, 2023 |
| Property Address | 3030 CCC TRL, MOREHEAD, KY 40351-9456 |
| Document Number | 00D286/688 |
| Book / Page | D286 / 688 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 2021044 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $95.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 545 JACKSON DR, MOREHEAD, KY 40351-8351 |
| Name | Verified Name |
|---|---|
| Address | 3375 CCC TRL, MOREHEAD, KY 40351-9616 |
The 2025 property tax bill for 3030 CCC Trl was $782.
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $782.00 | $93,450 Land $81,600 Building $11,850 | $152,450 Land $72,000 Building $80,450 |
| 2023 | $605.00 | $71,100 Land $71,100 | $130,100 Land $72,000 Building $58,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3030 CCC Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2010–2015) |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3030 CCC Trl is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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