3373 Cloquet Line, Ely, MN 55731 Property Records

St. Louis County property record for 3373 Cloquet Line, Ely, MN 55731

Property Summary

Property Type	Charitable / Fraternal Organization
Details	7 bd · 5 ba · 5,592 sqft · built 1975
Lot Size	15.7 acres (683,892 sqft)
Owner	Company Name on File
Last Sale	$3,000 (Dec 2021)
Tax Bill	$450 (2026)
Deeds & Mortgages	Sep 2026 Construction Loan Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`465-0020-01545`

Property Details

APN / Parcel Number

Primary APN	`465-0020-01545`
Alternative APNs	`1128666` `1140355`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Stories	4 Stories
Building Area	5,592 sqft Gross Area
1st Floor Area	1,044 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Logs
Construction Type	Log
Lot Area	683,892 sqft (15.7 acres)
Garage Area	506 sqft

Exterior Amenities

Porch	Slab
Porch Area	2,658 sqft
Deck Area	1,449 sqft
Cabin	96 sqft
Sauna	Sauna
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1140355
Street Address	3373 CLOQUET LINE
City	ELY
State	MN
Zip	55731
Property Category	Commercial
Property Type	Commercial > Retail > Charitable / Fraternal Organization
Local Zoning Code	RES
Legal Description	THAT PART OF SW1/4 OF NE1/4, DESCRIBED ASFOLLOWS: ASSUMING THE NORTH LINE OF SAIDSW1/4 OF NE1/4 TO BEAR S87DEG49'47"W,
Legal Range	12W
Legal Township	63N
Legal Section	12
Legal Subdivision	MORSE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	1
Census Block	1001
Census Tract	15401

Owner

3373 Cloquet Line, a commercial property, is owned by a company that bought it in December 2021.

Source: St. Louis County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1715 YANKEE DOODLE RD, 305, SAINT PAUL, MN 55121-1660
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Construction Mortgage BANK TRUST
Jan 12, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Dec 29, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Deed Document Number	20211433904
Prior Transfer Date	Dec 21, 2021
Prior Transfer Doc	0001433904
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Sep 29, 2026
Property Address	3373 CLOQUET LINE, ELY, MN 55731
Document Number	0001541344
Instrument Date	Aug 28, 2026
Instrument	20261541344
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103

Mortgage

Document Number	0001541344,
Date	Sep 29, 2026
Instrument	20261541344

Lender

Name	BANK TRUST

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 5, 2027

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jan 12, 2022
Property Address	3373 CLOQUET LINE, ELY, MN 55731
Document Number	0001435115
Instrument Date	Dec 29, 2021
Instrument	1435115
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 785, ELY, MN 55731-0785

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Dec 29, 2021
Property Address	3373 CLOQUET LINE, ELY, MN 55731
Document Number	0001433904
Instrument Date	Dec 21, 2021
Instrument	1433904
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 STEVENS AVE, MINNEAPOLIS, MN 55404-2533

Tax Assessment & Valuation

The 2026 property tax bill for 3373 Cloquet Line was $450.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$450.00
2025	$450.00	$1,051,800 (+16.16%) Land $96,000 Building $955,800	$1,051,800 (+16.16%) Land $96,000 Building $955,800
2024	$450.00	$905,500 Land $96,000 Building $809,500	$905,500 Land $96,000 Building $809,500
2022		$899,300 Land $92,100 Building $807,200	$899,300 Land $92,100 Building $807,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3373 Cloquet Line in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3373 Cloquet Line is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 88% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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