St. Louis County property record for 2765 Cloquet Line, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,464 sqft · built 1991 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Aug 2021) |
| Tax Bill | $386 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-0020-03712 |
| Primary APN | 465-0020-03712 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,464 sqft Gross Area |
| 1st Floor Area | 1,464 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 576 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 105 sqft |
| Storage Building | 120 sqft |
| Pole Barn | 1,056 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1115085 |
|---|---|
| Street Address | 2765 CLOQUET LINE |
| City | ELY |
| State | MN |
| Zip | 55731-8421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | SE1/4 OF SW1/4 OF NW1/4 SERIAL # |
| Legal Range | 12W |
| Legal Township | 63N |
| Legal Section | 24 |
| Legal Subdivision | MORSE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 15401 |
2765 Cloquet Line is owned and occupied by an individual who bought it in August 2021.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2765 CLOQUET LINE, ELY, MN 55731-8421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on File |
| Deed Sale | Aug 13, 2021 · Amount on File |
| Prior Sale | Jun 9, 2016 · Amount on File |
| Deed Document Number | 20211421786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 13, 2021 |
| Property Address | 2765 CLOQUET LINE, ELY, MN 55731-8421 |
| Document Number | 0001421786 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 1421786 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,072.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2765 CLOQUET LINE, ELY, MN 55731-8421 |
| Document Number | 0001421787 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 1421787 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2026 property tax bill for 2765 Cloquet Line was $386 with a homeowner's exemption, up 12.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $386.00 (+12.21%) Homeowner's exemption | ||
| 2025 | $344.00 Homeowner's exemption | $416,600 (+14.48%) Land $102,200 Building $314,400 | $416,600 (+14.48%) Land $102,200 Building $314,400 |
| 2024 | $363,900 Land $96,000 Building $267,900 | $363,900 Land $96,000 Building $267,900 | |
| 2022 | $92.00 | $301,500 Land $78,800 Building $222,700 | $301,500 Land $78,800 Building $222,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2765 Cloquet Line in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2765 Cloquet Line is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 90% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Treehouse Broadband Fixed Wireless | 900 / 500 |
| Frontier DSL | 90 / 5 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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